Financial crisis is likely one of the plain outcome makers on our vivification these recent eld. We cognize that it has been constrained us in all operation of ways that we could imagine and it is not getting any fitter. With it a lot has been touched, if you wait at it in with a knifelike eye, we can see that from nutrient, security, gas and clothing, business crisis can impact it with big points. And with that being an number, existence protection companies are having a actress on deed their sort win screaky quotas. They are belike the greatest winners when there is economic upheaval, as they are benefiting from the financial crisis and incurvation in which group wants to firm and amended protect their assets when that reading comes.

According to The Mercantilism Accounting Article typewritten by Fiona Guard, there has been a 9.5% increase in tally premiums over the quondam period up until September 30. That product is relatively spot and if you try and study it, the Living insurers are real benefiting from the financial crisis and it has been a discipline consequence nonetheless. You impoverishment book? Wellspring, let me commit you whatsoever. How nearly 1.512 cardinal dollars? You impoverishment you impoverishment to see the add premiums for spiritedness contract policies, it is a big company compared from 1.381 1000000000 that they hold over that period. An estimated 21% amount in numbers for premiums with new mortal risks has been seen. It is roughly at 51.78 million dollars in gross. That is a superior class for new policies income, deal you.

With much of these drawing beingness crunched as the individual draws to a next. The synthetic conclusion to this is that the big increase of fill losing their jobs. Of direction grouping wants to modify protect their enterprise and loved ones by effort them secured and burglarproof finished the use of chronicle protection. The resistless financial crisis has hit bad and with it, people get. When that happens, the people who are impressed try to do what they can to guaranteed their finance or enterprise. Account insurance companies of instruction tries to benefit from this by gift premiums to grouping in essential of it and from there a overlarge signal give firework as solon and many group realizes the position.

Another abstract to really fix out is the health issues of group, with a lot of emphasize beingness sagittiform towards a lot of people, wellbeing can be an issue that they want to come. Therefore the use of chronicle insurance comes to a portrayal, in which to steady the forthcoming of these group. From emphasize and eudaemonia anything can befall and with that problems become, mortgages and bills won’t be professional and both author problems module commencement to stanch from that. And if you looking at it, it would real be fashionable to get lifetime contract to get secured. Health assay, enounce, scheme commotion all of which can point and wind to business crisis and with it being a general issue, the course of people getting insurance amount are hitting a shrill pock thusly feat into what many experts conceive a godsend in animation insurance. The stats don’t lie.

The 3 step trick was coined 3 years ago by one of my students to describe a strategy I had developed for him in solving a very pertinent and pressing problem. Peter Hemming was my client and as a life coach I had explored his current position and his options. This led to what he donned the 3 step trick.

Peter’s problem was that he lacked the capital to set up shop in a down town office. He was a creative type and his work as a copy writer was although enjoyable for him, though not very lucrative. Over the meetings we had it came out that Peter should indeed move closer to where the potential clients are, the advertising agencies. He was working from home from the kitchen table and this hardly gave him the professional image he required.

The cost to set up shop down town where all the work was would cost over $10,000 for the lease and office set up. His work as a copy writer is very lucrative and his catchy words and phrases could fetch 5 figure paychecks for little more than a few hours work. Unfortunately Peter currently did not get enough of the work to save this amount so I developed for him the 3 step trick. This is how Peter made $10,000 by the end of the week. The fastest and easiest money he ever made!

Step 1) Start at the end result and work your way backwards in your mind. This first step gets your subconscious mind working on the problem. I told him to engage his emotions, to really project himself into next Friday and arouse his mental processes into action. I told him to see himself in his house, at the kitchen table, counting the thick wad of hundred dollar bills, feeling the sense of satisfaction as he fingered each bill.

Step 2) Write down any ideas that initially come to you and keep them in a safe place. However, do NOT do anything for 2 day’s. Let the deep power of your subconscious churn over the conscious wish you placed in it. Collect all the ideas that will get you $10,000 in just a few days.

Step 3) After two days go over each idea and rate it objectively out of 10 and make your choice.

Peter wound up buying a car from the paper for $2000 that was actually worth $14,000 he resold that vehicle for $12,200 and after advertising costs he was indeed left with nearly exactly
$10,000 to the cent!

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Over the years in my work planning for affluent clients, I have often recommended the use of a corporate trustee. It is not common that a client’s initial decision regarding the trustee often is the eldest or most responsible or successful child or grandchild. There is often a notion in the client’s choice that there is some honor or distinction associated with naming a loved one as trustee, but upon a further understanding of the complexity of the issues and the work involved with acting as a proper trustee, the client recognizes the value and strategic logic of choosing a corporate trustee.

Some may ask, what is the typical threshold when a corporate trustee is right for a client? This obviously must be handled on a case by case basis, but as a general rule of thumb when a client’s net worth is above $1,000,000 (a common minimum asset requirement for corporate trustees), the benefits and cost of utilizing a corporate trustee far outweigh any potential negatives and the burdens placed on a loved-one forced to sit in the trustee position based on an improperly held notion or idea.

In every conversation with our clients we present the following six reasons why a corporate trustee should be considered when the total value of assets exceeds $1,000,000. The client is often shocked to see how quickly their assets can total a million dollars because in an estate planning sense you must include the value of your home, life insurance polices, IRA’s, and investments. Additionally, many financial professionals are aware that advanced planning strategies become necessary as assets approach the 2008 annual estate tax exclusion limits of $2,000,000.

Six Reasons to Consider the Use of a Corporate Trustee.

1. Complex Trust Law and Frequent Trust Litigation.

The primary and most fundamental reason we stress to our clients is the complex and advance legal nature of many of the issues and procedures that a trustee will ultimately be responsible. The Florida Probate and Trust Statutes have page after page of legal requirements and duties, all of which may lead to a lawsuit and personal liability on the part of the trustee if not followed to the “t”. A client is not honoring their family member, family friend, or child by naming them trustee. Rather, they are often causing them unnecessary work and frustration.

Often a client will instinctively choose a child or other family member to serve as trustee. In far too many instances this choice is often not the right one, and leads to problems. The choice of the eldest or most accomplished child as trustee will often lead to jealousy and bickering by other siblings, as they feel not only slighted by not being chosen trustee, but angry that their sibling now has so much control over their financial affairs. This commonly leads to litigation, and frustration on the part of the trustee, who wishes they had never been selected in the first place. Instead of a child, clients often choose another individual family member or friend to serve as trustee. This choice is also wrought with the same problems discussed above.

2. Asset Protection.

We have many clients come to us with a previously prepared estate plans, unfortunately, many trust based estate plans I see come across my desk call for a child to serve as trustee, and distribute inheritances outright to their siblings upon the death of their parents.

While this type of trust avoids probate, it fails to accomplish any level of asset protection for the beneficiaries. When ever a new client has a plan like this we recommend they consider installing a corporate trustee and restructure to the distribution mechanism.

We offer that a better idea would be to leave the trust principal in trust under the direction of a corporate trustee for the duration of the child’s life, with asset protection provisions to ensure that if the child is sued, gets divorced, or goes bankrupt; their inheritance will still be there for them. If an inheritance is distributed outright to a child, the asset protection is lost. If the child serves as sole trustee of their own trust, the asset protection is minimized. Affluent clients routinely pay tens and hundreds of thousands of dollars to set up offshore asset protection trusts to protect their own assets. Shouldn’t they do the same for their children, at a fraction of the cost?

3. Professional Guidance.

When you hire a corporate trust officer you have the benefit of an entire institution as opposed to a single individual or family member. Some of the most reputable corporate trust companies have been in business for more than 100 years and have reputations and track records that can be researched and compared. The employees of these companies are often some of the best and brightest professionals in the finance and legal worlds.

Most trust officers I come into contact with are law school graduates, often licensed to practice law and with advanced degrees such as an LLM in Taxation. These individuals often have worked for years as an estate planning attorney prior to their positions acting as a corporate trustee. In addition, they have the assistance of many other qualified financial advisors at their disposal. This ensures that the trust assets will be safe, the trust will be properly administered, and the beneficiaries will get quality financial advice. The administration of a trust is extremely complicated. Tax returns must be filed, accountings must be done, and many notices must be sent. Most clients want their children and loved ones to have their inheritance properly administered and invested. It is difficult to match the expertise and competency of corporate trustee.

4. Beneficiaries will retain some control.

Almost all conversations follow the same road map. After we move past the first three points a client will sit back in their chair and say, “That all sounds fine, but I don’t like the idea of someone else, a stranger having control over my kids inheritance.” And every time it is acknowledged that this is a very rational position to take. However, perhaps it is best where you don’t choose an absolute and move completely to one side or another, but perhaps take the strong points of both sides and try to find a solution in the middle. A client’s loved ones can get all three of the benefits described above, while allowing the client and their loved ones the ability to retain some power over the corporate trustee; to “pull back the reigns”, if you will.

A couple examples of how this might be achieved:

#1 – Appointment of a Trust Protector.

The client can choose a trust friend or non-conflicted advisor to serve as a trust protector if so desired. A Trust Protector serves in a non-fiduciary role, and is able to monitor the actions of the trustee, and replace the trustee if necessary. As trust protector, they will retain some control over the actions of the trustee, while at the same time not being subjected to the threat of lawsuits and administrative hassles of a trustee.

#2 – Ability to Remove the Corporate Trustee.

A client can give their children the ability to replace the trustee, or even the ability to become a co-trustee at a certain age. Most clients agree that the ability to remove the hassle and liability of serving as a trustee, while giving their loved ones a good deal of control over the trust, is a great benefit.

5. Cost is really minimal in the long run.

Most corporate trustees charge an annual fee of between 1% and 2% of the assets in the trust. This fee does not start until the corporate trustee actually begins serving, which is usually at the death of all creators of the trust. If the children were to receive the money outright, without a trust, and invest the funds with a financial professional, the fee would often be 1%. In the long run, the corporate trustee is a wise investment.

6. Children often blow their inheritance.

This is placed last for a reason. I do not like bringing this up to clients. Clients often do not like to hear the reality that their children may blow their inheritance. Yet the reality is clear that most inheritances, if received outright, are consumed within 1 year. This realization may be hard for clients to comprehend, but the evidence is clear that in order for a beneficiary to receive the most benefit from their inheritance over their lifetime, an independent trustee is necessary. It is possible to then employ spendthrift safeguards that will protect the corpus of the inheritance and help insure a lasting legacy.

Respectfully submitted by:

Donald L. West, Jr., JD, CTEP
Chartered Trust Estate & Planner

http://www.DonWestJr.com

Don West, Jr. counsels families, individuals and entities on the principles of generational legacy and wealth transfer as a Vice President and Trust Officer for Axis Legacy Planning & Trusts, P.L., an elite wealth management firm with a unique planning philosophy of promoting “Healthy & Sustained Family Wealth” with offices in Atlanta, Georgia and four Florida locations: Tallahassee, Tampa, Palm Beach and Miami.

There are 3 key things to remember about a recession when it comes to earning a living. The first is that a recession is simply a reflection of how the high end of town is doing in terms of stock prices. The second thing to remember is that if you are industrious the ensuing job losses and lay offs actually will not affect you one way or another. The third point is that a recession typically affects only a decent sized minority of people and the doom and gloom actually makes doing business easier than in an over heated, over competitive environment.

The truth is, in a recession, when prices stagnate or come down, when people are generally pessimistic, it is actually the best time to make hay while the moon glows. Working in lime light is a great way to make an income because the competition are all asleep and just coasting along.

A motivated and ambitious person will make money in any environment, but in a recession, it is absolutely easy to make money providing you assess your market accurately and provide what people want and are willing to pay for.

Coming up with easy ways to make money in a recession is not as much of a challenge as you may think. The main thing about a recession is price ambitions dwindle. People do business in a defensive manner trying to survive, this means getting favorable terms for anything to do with buying stock from wholesalers etc. is simply a lot easier than when the economy is hot. Get in on it now…there is no better time to be in business.

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What is the conspiracy?

It is funny how through propaganda we can be manipulated into doing and thinking things that we know don’t make any sense. Here is a major example of what I am talking about. We all know that debt is bad and that it impedes our retirement. We all know that debt causes financial instability. Most marriages end in divorce and finance (which really is debt) is the main reason for this. So why do we all stand in line to buy houses so that we can build borrowing power and security?

Let’s go back to Finance 101. What is an asset? What is a liability?

An asset is something that puts money in your pocket. A liability is something that takes money out of your pocket.

Now, let’s look at your house. The only thing that your house is putting into your pocket is the ability to borrow more money! Yet, it is taking plenty money OUT of your pocket! So unless your master plan is to buy a big house, live in it, sell the house at retirement and move in with your kids (while you live off the money you sold the house for), I think it is fairly safe to say that your house is not an asset, it is a liability!

Turn the Mind Control Matrix off. Your house is not a good investment!!

Real estate (buying a house, fixing it up and flipping it for a profit or buying rental property) can be a good investment. Buying a house and living in it is not a good investment!! It is a material item, just like anything else. The equity in your house is nothing more than a fixed, low interest rate credit card!

WHAT IS NET WORTH?

Here is an example of “net worth”. John has a paid off $200,000 house. Sally has a paid off $150,000 house. Assuming that neither one of them has any money nor any other debt, John’s net worth is $50,000 more than Sally’s. That means that he is $50,000 wealthier, right? Why is that? It’s because John can BORROW $50,000 more than Sally. Now ask yourself, does that really make sense? When our whole idea of wealth is based on how much one can borrow, it is NO WONDER America is in debt!

If you go to Geechie Dan’s Place, and order a 3 Piece Chicken Meal that cost $4.99. The cashier say’s “That’s $5.24.” and you say, “I don’t have any MONEY but my net worth is $200,000.” What are the chances that you will get the meal? Now, let’s say that I walk into Geechie Dan’s Place and order a 3 Piece Organic Chicken Meal that cost $8.99. The cashier say’s “That’s $9.69.” I have $10 in my pocket, but my net worth is -$16,780,098,001.73. Guess what. I AM ABOUT TO EAT SOME CHICKEN!

NET WORTH DOES NOT EXIST!

It is a figment of your imagination. You can’t buy food with it. You can’t put it in the mission plate at church. You can’t pay your medical bills with it. Net worth for most people is a number that is out there somewhere in space, based on the perceived value of material items. It exists only in your mind! You can’t spend it. The only thing you can do is BORROW off of it.

REAL WEALTH is exchangeable. You can see it. You can touch it. You can LIVE off of it. It buys food, clothes, goods and services. You see, the reason that 97% of Americans get to retirement age and can’t really retire, is not because their net worth is low. The reason most people can’t retire is because they don’t have any MONEY!

The sad thing about this is, the real estate industry is telling people, “Buy a house and build wealth.” The Financial Services industry is telling people, “Increase your net worth. That is the number that you can retire on.” These are bold face lies!! So we Americans put all of our money into what we have been told is an investment, and when we retire, we are left with ONE BIG CREDIT CARD!

But now after saying all of this, don’t take my word for it. Find someone who has a paid off house and ask them how rich their 30 year investment has made them!

Read this very carefully. If you plan on retiring and being financially independent, it will probably be in your best interest to establish a game plan that will get you enough money to retire on at your retirement age. That is your first priority. Once you get that in place, THEN worry about buying a house! Don’t let the propaganda machine “punk” you into buying a house with an ad like this from the BS Bank Of Real Estate:

Stop making your landlord rich! Discover how to stop pouring money down the drain in rent and build a solid financial future by purchasing your own home!

Translation

Stop making your landlord rich! Borrow hundreds of thousands of dollars from US and make US rich instead of your landlord. Build wealth (by that we mean, the ability to come back and borrow more money from us). Then when you retire and you don’t have any money, you can do a reverse mortgage. If you die before the mortgage is up, we will take your house back (which was the plan from the beginning) or make your kids pay the rest of the interest.

Free Your Mind!

BORROWING POWER?

When you take out a home equity loan, all you are doing is borrowing your own money. This is money that you paid in. So, if you didn’t have the money to do what you wanted to, then what were you doing buying a house in the first place? You see, one of the ways that banks get rich, is by getting people to pay them, and then turn around and borrow their own money back and pay more interest! Whole life insurance is another example of this, but that is a whole different sermon.

AM I SAYING THAT YOU SHOULD NOT BUY A HOUSE?

Of course, I’m not. I’m all for ownership. But remember this. A house is a material item, just like a car or a big screen TV. Don’t let it impede your retirement.

There are a select few who can buy a nice house with a payment as low as their rent payment. But nine times out of ten, to buy the house that you WANT to live in, the payment will be about $400 to $600 more per month (especially after you factor in maintenance that you wouldn’t have to pay if you were renting).

So let’s say the difference is $500. $500 per month is about $6000 per year. Let’s say that you decided to WAIT three years before you bought your house. At $6000 per year you could save $18,000. If you were to put that $18,000 into an investment vehicle that made 12% interest, after 30 years (the time it would take you to pay off your house) you would have $576,000. Wait six more years and you would have over $1.1 million dollars! All of this while living in the same house and not investing a penny on top of your initial $18,000 investment. All you did was to wait three years and save your money.

You see ladies and gentlemen, building wealth is not as difficult a task as we make it out to be. It’s very simple! Stay out of debt, and invest your money! But then again, we ALL know this. There is not a person who will read this that will disagree with what I have just written, but somehow, through propaganda and psychological warfare, the diabolical ones have convinced us that what we KNOW to be true, is really false. We in America believe that borrowing (mortgage) is building wealth and security, and investing is dangerous. They play in on our fears to get us to make bad decisions. As long as you think what is bad is good, and what is good is bad, you will always be broke.

CONCLUSION

The American Dream, in the case of Home Loanership, is a tool specifically designed by the rich bankers to keep us “Just Over Broke” and “In Our Class”. Be a good steward of your money. Don’t fall into the trap of Home Loanership.

[Proverbs 22:7] The rich rule over the poor, and the borrower is the slave of the lender.

Until next time,

Free Your Mind!

Cordially,

Matt Mason

Matt Mason is the expert and founder of Free Your Mind Online, which is designed to empower individuals to take control of their finances and achieve REAL wealth. For free info, go to http://freeyourmindonline.net and subscribe to the monthly newsletter.

Unfortunately, the dollars in your pocket are barely worth the paper that they are printed on. Learn to invest in precious metals. Go to http://freeyourmindonline.net/resources/how-to-invest-in-gold.html

Encore Capital Group, Inc. and its subsidiary, Midland Credit Management, Inc. claim to provide innovative methods for the mutual benefit of their customers and the debtors that they pursue simultaneously. On the front page of their website, they openly admit that they thrive on purchasing charge off accounts and other delinquent credit accounts for retrieval. They state that they “employ a dynamic mix of collection strategies to maximize our return on investment.”

There’s nothing wrong with that – unless it is unethical.

Midland Credit Management, Inc. has loads of angry debtors complaining about them on the Internet. They also have more than their fair share of lawsuits filed against them. All collection agencies experience some degree of disgruntled complaints, but Midland really takes the prize.

In no uncertain terms, they state that they are in business to maximize profits, even if it costs human debtors, who may be experiencing true hardships for any variety of reasons, their dignity. Since December 31, 2004, Midland Credit Management has invested over $387.3 million dollars to acquire 8.9 million delinquent accounts that carry a face value of over $16.2 billon (with a “b”) dollars. Is it any wonder why so many call them “vultures”?

Here is how they describe their “collection strategies”:

• Outbound calling driven by predictive software. If you had millions of people to endlessly harass, you would develop software apps too!
• A nation-spanning network of collection-specializing attorneys. Must be good money in this. It’s hard for most of us “debtors” to ever even hire one attorney!
• The utilization of numerous third party collection agencies. Can anyone say “sickening”?
• In-house generated direct mail campaigns. Hmm, wonder how much those letters are based on honesty and integrity – let alone the standards set forth by the FDCPA.
• The sale of accounts where appropriate. When they can’t directly profit, they “take a loss”. The loss is to the American public to allow these organizations to continue to thrive.

Just because someone owes a debt doesn’t make them an invalid person. They may be trying disparately hard to overcome the burdens that are smothering them, but these companies like Midland Credit Management offer only fear-inducing, stress-causing ultimatums.

Chane Steiner is a credit repair expert and founder of AAACreditGuide.com, the leading source on credit repair. Learn how to remove collections like Midland Credit Management and other negatives items from your credit report.

Okay, so your IRA account is looking good right now…but what about when something happens to you? How’s that same account going to look for your loved ones?

Unless tax mistakes are careful about estate planning with IRAs, your beneficiaries can get blindsided with enough taxes to seriously deplete their entire inheritance! Your death will be enough for them to deal with, am I right? If you are careful today though, you will save them from hassles taxes headaches in the future. Here’s just a few of the things you need to consider…

There are two different types of taxes that are relevant to estate planning with IRAs. One is of course is everyone’s favorite…Income Tax. Hopefully I don’t need to denote my sarcasm there, haha…so on to the next one…Inheritance Tax.

The amount of inheritance tax to be paid actually varies from state to state. I’m going to take a shot in the dark and assume we all would like to leave our heirs “well-off”, but when your wealth exceeds two million dollars, it is best to leave a will that “splits” it up among different beneficiaries. The reason for this is because they could lose as much as 50% of what you accumulated over the years. That’s just ridiculous!

At first glance, several million dollars seems like a lot. However, you have to consider the value of your home and any other real estate holdings. You may have put a lot of money into your retirement account. You might even have several different accounts.

Some people are neglectful when it comes to estate planning with IRAs. You always have to name a beneficiary when you open the account. So, many people assume that there is nothing else to worry about. Some people even forget to update the beneficiary’s name, in the case of divorce, remarriage or death of a child.

All of those things are worrisome enough so if you consult with an estate planner now, you may save yourself some tax not just your beneficiaries. Attorneys familiar with tax laws around the country can be very helpful, because when it comes to estate planning with IRAs; it is the state of residence of the beneficiary that is important. That could be different than the applicable laws in your home state.

An additional consideration comes into play when you have a self-directed account that holds real property. Many of us have turned to buying and holding properties within our retirement accounts, because the other markets are not doing so well. Plus, there are no capital gains taxes within an IRA, so it is a way to maximize profits.

Estate planning with IRAs may be a little more complicated when you hold property in the account. First of all, everything will have to be liquidated, so that the beneficiary receives a cash payment at the time of your death.

While the account balance might not look very high, the value of liquidated property could easily exceed that two million dollar inheritance tax limit. If you are holding property, you may want to watch the value closely. It might be a good idea to “give” the property to a beneficiary ahead of time, particularly if it is a source of income, such as a rental unit.

Of course, this is by no means a complete guide to estate planning with IRAs. It would be impossible to cover everything in the confines of this article, but hopefully I have shared enough to give you a starting point and to get those wheels turning.

Joe Fazchas is owner and founder of http://www.iLOCAdvantage.com, a company that partners with private individuals and lending corporations nationwide for the sole purpose of financing and/or rehabbing investment properties. All of which is done using a proven “turn-key” Real Estate system…The ILOC IRA.

The ILOC IRA was created in 2004 by national Real Estate speaker, author, and investor, Adam King. To learn more on how you can obtain among the highest rates of return on your IRA, 401(K), CD, or other source of private money, simply click and visit: http://www.iLOCAdvantage.com

More and more cases of identity theft and fraud are rising in the United States with over 10 Million cases registered in 2007 alone. Safeguarding your personal information is absolutely vital to ensure that you don’t become a victim of identity theft (or) fraud.

Here are a few pointers that will help ensure your personal identity’s security and prevent identity theft.

Check Your Credit Report Carefully:

Your credit report list contains important and sensitive information about you such as your address, your social security number, your bank accounts, your date of birth etc.

Be sure to check your social security number as well as your address and lookout for any changes.( even minor ones such as misspellings or missed out letters)

Make sure that all your accounts are listed and your balances are correct and accounted.

Your Employers Can Access Your Credit Report

Your Employers and Insurers are usually granted access to your credit report for details on your credit history and other employment details. However you should periodically look up on who has requested for your credit history as thieves/phishers may impersonate landlords (or) employers in an attempt to gain access to your personal information and misuse it for their own benefit.

If you do happen to become a victim of identity theft be sure to freeze your credit report as this will prevent anyone from applying for new credit cards, mortgages, loans etc in your name.

You should also file a report with the Social Security Administration as the damage caused by identity theft can take months (or) even years to repair.

A more reliable way though to ensure the safety of your identity and to prevent it’s misuse is to sign up with an Identity Theft Protection agency.

These agencies will ensure the security of you and your family as they have all sorts of systems in place to keep a close watch on possible theft (or) fraud of your bank accounts credit cards etc, and detect it at the earliest. These companies will also offer you a huge compensation somewhere around 1 to 2 Million dollars in case of misuse of your identity . If you do decide to sign up with an identity theft prevention agency be sure to chose one that is reliable and has a good customer feedback.

To know more about Identity theft prevention agencies and how they can safeguard your identity from misuse visit

http://stopidentitytheft.wordpress.com/

Can you really trade for a living? The answer is yes and you don’t need have a college education to do it anyone can but you must follow the steps enclosed – if you do you could enjoy spectacular success…

To succeed and become a currency trader, you don’t need to work hard, you need to work smart and have the right mindset. Now, let me tell you a story that will inspire you.

To prove that anyone could learn to trade with the right education and mindset, trading legend Richard Dennis, taught a group of people with no experience to trade in just 14 days. He then gave them trading accounts and they made 100 million dollars in 4 years.

So anyone can learn, yet 95% of traders lose their money. This isn’t because they can’t learn; it’s because they don’t understand what is needed to succeed. Let’s look at our 3 simple steps to becoming a currency trader.

Step 1 Understand Mind is as important as Method

Most traders don’t get the right mindset from the start and think someone else can lead them to success but this isn’t true.

You have to accept responsibility and do it on your own. This means working smart, learning the right information and developing confidence in what you do. You need to know, why you will succeed and have confidence which will give you the discipline, to follow a trading system, even when it losses.

This is EXACTLY What Richard Dennis did in his experiment; he taught the pupils why the system worked and didn’t just ask them to follow it. He knew they would have to trade through losing periods and they could only do that if they were disciplined.

Step 2 Get a Simple System

Forget about being complicated the simpler a system is the better it’s likely to work, as it’s more robust, than a complicated one with fewer elements to break.

The system Dennis taught, was a simple long term breakout system and this is an excellent choice. We have written on breakout systems frequently, so look up our other articles.

All you need is a simple system and the mindset to apply it, with strict money management.

Step 3 Get the Skills to Succeed

The skills you need to succeed in forex trading are very different to the ones you need in many occupations and you need to be aware of them.

- You need to lose cheerfully and stay on course

- You need to isolate yourself from the majority opinion as the majority losses

- You need to make and live by your own rules to survive

- You need to be patient and disciplined at all times and keep your emotions in check.

Forex trading is all about having the right mindset, learning a system is easy applying it is the hard part.

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3 million dollars in nine months.

That’s about $11,000 a day and could probably feed an African family for the rest of their lives. But that three million dollars isn’t going to the needy here or abroad.

It’s going to Nancy Pelosi and her bloated budget, which includes 51 staff members on payroll, $60,000 in travel expenses, and $16,000 for flowers.

Flowers?

Pelosi needs to wake up and smell the roses.

This is tax payer money. This isn’t coming out of Pelosi’s pocket, these lavish overcharges are being taken out of our pocketbooks, without our permission, and for expenses that don’t benefit us.

That’s absurd.

The Pelosi people (who by the way are getting paid to say what I’m about to quote) blame the added expenses on the fact that Pelosi is the new speaker of the House.

“When Speaker Pelosi took the gavel, it was an historic moment. In the days since, the Speaker has hosted leaders from across the country and around the world – opening the People’s House to the people and discussing the work of the 110th Congress,” Pelosi spokesman Nadeam Elshami said.

Maybe Pelosi can save us money and fire that spokesman for his incompetent response. For starters if Pelosi is opening up the “People’s house to the people,” than she’s doing a piss poor job. The congress’ approval rating is about 22% (which is up from an all time low of 18%) so maybe that “house” isn’t the humblest of homes.

Second every Speaker of the House has hosted leaders from around the world, it’s not as if she innovated that, previous speakers haven’t spent $16K on flowers (which Pelosi insists are needed when hosting a world leader). Yeah, because Putin is going to go back to Russia and say, “those damn American’s didn’t have any flowers when I got there…fire up the nukes.”

The fact of the matter is, Pelosi simply doesn’t know how to balance a budget. She has 51 staff members, up from 35 under Hastert. She’s racked up a $60,000 travel bill, which doesn’t include her excursion to Syria. And she dolled out $20,000 for an attorney to help her with the transition into speaker of the house. That’s all on the taxpayers dime.

That’s what democrats are best at, fumbling with budgets and getting nothing done. While Pelosi was spending eleven grand a day, she was also talking about poverty in this country and how it needs to be stopped. Yet out of the ten poorest cities in the United States in the last 40 years, 92% of the time a democrat has been in power. Further proving that the left can’t control themselves when they get their hands on a pocketbook. They just get too excited.

However the spending in Washington is on both sides of the aisle. Majority leader John Boehner (R-OH) has increased spending 23% over what Pelosi spent last year in the same position.

It must have been that difficult transition that Boehner went through.

Politicians just don’t think the American people are watching. They know the information is public but they simply believe that most citizens just don’t pay attention.

And they’re right.

We all know spending is out of control. But we keep electing people that say they’re going to fix it, and then don’t. Fool me once, shame on you. Fool me twice, shame on me.

Most of the politicians in Washington are dirty, they simply want to keep their job and they’ll do anything to make sure that happens. However the people of this country need to stand up and do something about those buffoons. Vote them out of office.

The problem is, the American people don’t pay attention, they don’t care. They’re most concerned with what celebrity is in rehab this week than with what politician is abusing their money. We need to get outraged, we need to fight back. If enough support is gathered to change the out-of-control spending then something might actually take a turn for the better.

This is YOUR money that bureaucrats are wasting, don’t let them do it anymore. At the same time we need to send a message to the politicians to start using tax dollars for what they were intended for, to better the country. We can’t portray this as one groups fault, we’re all at fault, we elected them.

The entire country needs to wake up and smell the roses.

Which shouldn’t be to hard, I believe Nancy Pelosi just planted $16,000 worth of them.

Jacob Bodnar is the host and producer of the weekly conservative podcast, The Current Podcast. His shows and columns can be accessed at http://www.thecurrentpodcast.com