Financial crisis is likely one of the plain outcome makers on our vivification these recent eld. We cognize that it has been constrained us in all operation of ways that we could imagine and it is not getting any fitter. With it a lot has been touched, if you wait at it in with a knifelike eye, we can see that from nutrient, security, gas and clothing, business crisis can impact it with big points. And with that being an number, existence protection companies are having a actress on deed their sort win screaky quotas. They are belike the greatest winners when there is economic upheaval, as they are benefiting from the financial crisis and incurvation in which group wants to firm and amended protect their assets when that reading comes.

According to The Mercantilism Accounting Article typewritten by Fiona Guard, there has been a 9.5% increase in tally premiums over the quondam period up until September 30. That product is relatively spot and if you try and study it, the Living insurers are real benefiting from the financial crisis and it has been a discipline consequence nonetheless. You impoverishment book? Wellspring, let me commit you whatsoever. How nearly 1.512 cardinal dollars? You impoverishment you impoverishment to see the add premiums for spiritedness contract policies, it is a big company compared from 1.381 1000000000 that they hold over that period. An estimated 21% amount in numbers for premiums with new mortal risks has been seen. It is roughly at 51.78 million dollars in gross. That is a superior class for new policies income, deal you.

With much of these drawing beingness crunched as the individual draws to a next. The synthetic conclusion to this is that the big increase of fill losing their jobs. Of direction grouping wants to modify protect their enterprise and loved ones by effort them secured and burglarproof finished the use of chronicle protection. The resistless financial crisis has hit bad and with it, people get. When that happens, the people who are impressed try to do what they can to guaranteed their finance or enterprise. Account insurance companies of instruction tries to benefit from this by gift premiums to grouping in essential of it and from there a overlarge signal give firework as solon and many group realizes the position.

Another abstract to really fix out is the health issues of group, with a lot of emphasize beingness sagittiform towards a lot of people, wellbeing can be an issue that they want to come. Therefore the use of chronicle insurance comes to a portrayal, in which to steady the forthcoming of these group. From emphasize and eudaemonia anything can befall and with that problems become, mortgages and bills won’t be professional and both author problems module commencement to stanch from that. And if you looking at it, it would real be fashionable to get lifetime contract to get secured. Health assay, enounce, scheme commotion all of which can point and wind to business crisis and with it being a general issue, the course of people getting insurance amount are hitting a shrill pock thusly feat into what many experts conceive a godsend in animation insurance. The stats don’t lie.

Sometimes we get to the portion where we guess that sufficiency is enough and in a married relationship, the line to split is a rattling excited trip. You think all the emotions that can real get in to you. Knavery, ire, falsification and all that are mixed with your own private opinion of outpouring. So to overcome all that you condition to bang how to contain them and simply think these 10 guidelines I score studied for you to require notes from.

Last week, I was in discussions with a lot of people. I was trying to understand them, their needs, their concerns and their motivation to achieve.

One such discussion ( and I am writing this article with the person’s consent) led to a person expressing unhappiness and discontent over everything that wasn’t right. This ranged from basic administration issues to management issues at the highest level. After elaborating on all of these this person made a final comment, “Nothing changes, no one accepts feedback, everyone just keeps throwing things at me, overburden me. I feel completely engrossed in silly activities. My real skills are not utilized. There is just too much politics. How can I be expected to deliver something special?”

The person, I know, has a lot of energy and a lot of potential and I was saddened to listen to all the reasons (real or not) that have been accepted, at least in the mind, for non-progression, if not already regression.

I asked this person only one question,”Assuming that all this is true and I am sure it is true for any organization that you may ever be a part of, who’s growth is it affecting?” The answer was obvious it didn’t need to be answered. However it took a long time for him to get to the answer “Mine”.

I then asked him,’if it is affecting your performance, your career, your growth, your happiness, your life – then why don’t you be a leader, assume leadership, make a plan and change it. Why don’t you change it for yourself, forget the company.”

Then came the most pressing statement,”How can I be a leader when I don’t even have people reporting to me?”

I told him that to me it more seems like an effect than a cause.

“What would you do if you have people reporting to you?” I asked.

I got a complete list of tasks that he shouldn’t be doing and would hence get delegated. This would free his time and now he can focus on more important things.

“What are these more important things?” I asked

Lots of things were mentioned. These were mostly things that he should be doing anyways, however, feels that their isn’t time to do them.

“How many people, do you know, who will be inspired to follow you, for you to accomplish the tasks that you just mentioned?” I asked.

There wasn’t a reply to this question but it helped in setting a reversal of thoughts and we reached to lot of interesting conclusions and actions. However the reason I am writing this article on this topic is that this isn’t the first time I’ve came across this mindset. The mindset that assumes these falsifications like:

“I don’t have people reporting to me so I can’t be a leader.”
“my designation is so and so – I am not in a leadership role.”
“What leadership?? we don’t even have basic things in place.”
“I am hired to do ____ . what leadership you are talking about. I am doing my job fine.”
“People are motivated. They are happy. So I guess am a good leader.”

You will be amazed to learn that a recent survey conducted by one of the largest research company in the world on the topic – “why people don’t assume leadership?” concluded in 82% respondents (the respondents were all in positions of General Managers and above in companies of a minimum size of 5Million USD) citing at least one of the above five statements as a reason. How absurd is that?

There are only FOUR statements you ever need to know about leadership:

You are not a leader because you don’t believe you are one.

You are not a leader because you have accepted current situations as realities of life.

You are not a leader because you don’t have the guts to state a vision for change.

You are not a leader because you have a lot of ‘other’ because(s) and not the one’s mentioned above.

Examine a few names, any names – say for instance Bill Gates, Warren Buffet, Mother Teressa, Mahatma Gandhi, Narayan Murthi, Your CEO, Steve Jobs, Dhirubhai Ambani or even Dr. Manmohan Singh, think of any name that you think is a leader. I have one simple question to ask.

Did any on these people when they started out in life have a leadership role, have people reporting to them, have basic things in place (ya right!), have a job that they could do fine or have the luxury to be happy because people were simply motivated?

The answer to every single question is NO. Were they leaders? YES.

They were and became even better leaders because they believed they will be, because they NEVER accepted the current situation as realities of life, because they had the guts to state their visions and be compelled by them and because they never had a choice to state ‘because(s)’ for non achievement. The reason they didn’t have a choice is that they themselves made the choice redundant. A classic example of this is a statement once made by Muhammed Ali, he said, “I am the best. I said it even before I knew I was.” Simple!

Whenever I have stated these things to a group of people either in a training program or in coaching conversations, I’ve often been asked a very valid question. I am sure a lot of you will be thinking that as well. The question people ask is this – Lets say I believe, I came up with a vision and people even get inspired by my plans – is this enough to ensure that I’ll be a good leader and achieve what I set out for? or Does it mean I’ll become, lets say, a Dhirubhai Ambani.

There are two answers to this question -

One, everybody is different and NO, you will not become a Dhirubhai Ambani because you aren’t him. You don’t know what his motivation and more importantly instigation in life was and what he talked to himself about as a result. You don’t know what his insights were that resulted in his visions. So there is no point in emulating someone’s vision because you do not have access to their insights and experiences. Therefore you need your own that then you would truly believe in.

Second, having done that does it ensure that you will be a great leader and achieve your goals. Well, that is what is the test of leadership. You have to remember all goals and all missions will not be accomplished by Christmas, no mater how much you want it to be. Because it hasn’t happened by Christmas do you go on or do you not? What if it doesn’t happen by next christmas as well? When do you finally say “lets move on”.. The very simple answer is that if you find yourself asking these questions and seriously considering giving up, then the belief wasn’t their in the first place. There was only a small desire and you gave it a shot! Thats it.

Once you have a belief, an insight that has resulted in a vision, my friend, you never give up on the vision (or the goal), you may do so on the process to achieve that goal. I can assure you that every great leader has come to the same crossroads where they are questioning or doubting their abilities and I can also assure you that they all start all over again with the four things written above – they self talk themselves to believing, they refuse to accept the current situation (or failure) AS REALITY, they have the guts (TO AGAIN) state a vision, a plan and keep going and barring their own failures (their mistakes that they can improve upon themselves) they do not accept any because(s) (that is external factors). … Leadership..

It may seem daunting and even demotivating at times to learn that if this is the case, then, I don’t even have a start point in sight. That I don’t even have a vision or a goal that I will truly like to achieve, something that I believe in and will try to accomplish at any cost.

It isn’t that tough. On the contrary if you have started thinking like this or feeling like this, the first step is already taken.

The most effective step to acquire insights, probably the only way as well is self awareness. The more you question yourself, the more you learn about your self – your thoughts and why, your patterns (in decision making, in choices) and why, your goals and WHY (you’ll be amazed how may of these will just NOT BE yours)… the more then you will be able to identify inconsistencies around you that just shouldn’t be there. You will then have a desire for change because post an insight it feels very stupid to accept a ‘false’ reality. It might not be something big but it will lead you to ‘there’ for sure.

The most important thing however is – Start!

yours,
Chetan Walia

Chetan Walia: is a creative, on-the-edge, speaker with unquestionable expertise on breakthrough achievement. Chetan is known for programs that are funny, insightful, and in setting landmarks in learning.

OVER 100 COMPANIES. Chetan has delivered corporate programs and coaching programs on achievement to over a hundred organizations.

CORPORATE CUSTOMERS. Our clients include Airtel, American Express, Coffee Day, Ernst & Young, Suzuki, Mother Dairy, Pepsi, PriceWaterHouse, Sanofi, Sasken, United Nations, World Bank.

Coach. Chetan is a coach and mentor to some of the senior most executives in the country.

Breaking Barriers: Has been known to not only break barriers of the mind through our programs but also has broken may an industry barriers (that were thought to be so called norms) to generate breakthroughs.

Visit: http://www.chetanwalia.com for more information or to subscribe to Chetan’s Free Weekly eZine.

As you have seen in in my first blog, I talked about the finance option and what it does for you in your purchase decision. Now I will briefly talk about leasing your new automobile, it’s real simple to get the idea. Let’s see if it’s for you.

Topic #2~Lease~Believe it or not, leasing has been around for many years. Unfortunately, most of us that have once leased, have taken the bitter pill and have written off the idea for a lease for future purchases. Back in the hay day, leases were brutal. When the term was over, we were stuck with having to pay the balloon payment or residual. This was known as the dastardly open ended lease. And aside from all that mess, we might of had to pay for wear and tear on the tires, paint, fabric and so on. It all came out of no where and it made us feel like tackling the bank manager into the grass pit. It’s no wonder, leases have been met with such criticism as of late.

Today, there is no such thing as that open lease, which brought much needed aire to those lease faithfuls. There is no such thing as an interest rate, it’s more or less called a money factor. You would only literally pay for the time that you do own the car. And you would only pay sales tax on the payment, not on the whole amount of the purchase price of the car. Whew…what a relief, right? It makes getting into a newer body style/model that much easier, you wouldn’t need to keep investing the cash to pay for a five year old car or maintain it much less.

What other great stuff should you know. A lease allows you to get a much nicer/expensive car for less payment. Additionally, the lease keeps more of your hard earned money in the bank, less you have to put down when you buy. There is a mileage restriction however, but you can easily get a 20,000 miles a year lease, which is more than suitable for most. Secondly, you can usually lease in terms of 2, 3, 4, 5 years to change the payment. In conclusion, a lease is very much a flexible payment plan, eliminates some of the hassles of negotiating rate and price of the car.

So what’s the negative, well it’s not that bad. At the end of the lease, you have a number of options available to you. Just try not to trade your car in six months after you buy it. You can give the keys back, trade in your car, or simply just sell it. You’re not obligated to any negative equity on a lease when your term is up. Just make sure that the tires in good shape, there’s no dents bigger than a silver dollar, and no crack in the windshield. As you can see, a lease is very easy to jump into without too many pitfalls. And it allows you to get the best new models every couple years.

Well I hope you took a couple of important things away from this comparison. If you missed out on the finance portion here’s that link to my other blog: http://kookoox10-lease-finance.blogspot.com/

Shaun Davidson is an Automotive and Finance Consultant in the San Francisco Bay area for over 7 years. Keeping the consumer aware and informed on finance, car reviews, and help keeping more money in your pocket by giving you the methods and strategies.-2008

Introduction

Before I begin I feel I must first explain why I have labeled this a theory rather than a hypothesis. This is because I am sure that enough evidence exists to prove my hypothesis. A large part of this evidence comes from recent experiments using clocks on earth vs above the earth. I also believe that my arguments are logically sound, and that a reasonable human being would consider it possible rather than dismissing it outright. It is within the logical framework of this paper that my theory of time will find its way into the minds of its readers. “Scientific facts could not exist without first considering the possibilities”.

Theory of Time

We view our world based on three distinct planes which are; 1) The line, 2) The plane, and 3) The 3 dimensional object or the third dimension. The fourth dimension has been overwhelmingly and conveniently lumped into one category, that of the fourth dimension; known as time. I maintain that time is not the fourth dimension. Time is only a measuring device, a concept for us to measure the motion of an object. Well, I say motion and time are more related than we think.

I know that there are many who would point to certain perceived events in science as proof that time truly exists as a physical thing. Perhaps none more importantly than the perceived differences between a clock on earth and a clock in space. The belief is that two clocks set to exactly the same time will not read the same time once one of the two clocks is placed in orbit above the earth. The clock above the earth runs slower than the clock back on earth and therefor; it is assumed that we are seeing a physical manifestation of time. Evidence that time exists as a thing rather than a concept. I can understand how that conclusion could be made. Another experiment took place where an atomic clock on a jet was synchronized to another atomic clock back on the ground. As the jet flew through the sky, the atomic clock on board appeared to slow down the faster the jet went. As if time itself slows down the faster you go. It is true that the clock does slow, and it is also true that a clock in space also displays a discrepancy in time. I wonder what a clock on Jupiter would read? My point is that outside forces are responsible for these differences and not the proof of “Time Dilation”.

It is true that these time instruments do show a discrepancy, but did we not learn anything from Albert Einstein? He was most definitely correct about relativity, of this I am sure. That being said, he did suffer from the same concept of time that an overwhelming majority of people seem to share. I point to one of the more famous explanations of Einstein’s concept of time. If a subject is standing near a clock and then suddenly accelerates away from the clock at a tremendous speed, he or she would perceive time as standing still. Now, this concept logically seems to make sense, many things do that turn out not to be true. At the same time history is full of instances where a thought that appeared to be anything but true, turned out to be scientific fact. Einstein was a brilliant man and I take nothing away from his major contributions to science. I would have liked to have asked Einstein this one question,”If a blind man standing near a clock were to accelerate away from that clock, what would he perceive”? His eyes would not tell him anything. My point is that perceptions can sometimes be mistaken. Relativity itself proves this. The fallacy can occur with logic as well. If I were to fly towards the sun at 20,000 miles per second, would I not be traveling back in time” Since it takes light from the sun roughly 8 minutes to reach the earth, I would be traveling back in time. Clearly not, but my point is this; we must utilize a combination of perception, conception, and testing in order to gain a clear picture of reality. Visual evidence can be misleading; just ask any good magician.

The discrepancy between the clocks in the two examples I described before do occur but for different reasons. Gravity on the earth effects the clock on the earth differently relative to the clock that is experiencing less gravity in orbit around the earth. The atmosphere of the earth also has an effect on the clock left on earth relative to a clock in orbit above the earth. What about the jet? In the case of the jet we have gravity, inertia, as well as the atmosphere exerting an influence over the clock. The stationary clock on the ground is not experiencing inertial forces. It is experiencing slightly more gravity and atmospheric pressure. What I am saying is that, “It does not matter whether you synchronize the clocks, use atomic clocks, or any other kind of clock. The fact of the matter is that both instruments are undergoing different degrees of forces acting upon them and therefore; will cause each clock to run at different rates. Even an atomic clock would not be sheltered from these outside influences. This is the concept that exists at the very heart of relativity. It often leaves me wondering this; if you stood two synchronized clocks side by side, would they eventually read differently if given millions or even billions of years. This notion would have to take into account that the environment around the two time pieces would have to remain constant and unchanging during that entire event? Unfortunately there would be no way to test this, because we would never be able to set up such a controlled experiment; while having the experiment remain unaffected for the necessary amount of time. I also often wonder what would happen to two clocks occupying the same place at the same exact time? Do not confuse this with the same matter occupying the same space at the same time. What I mean is two clocks made of the same material, but different matter somehow occupying the same space at the same time. Both of these clocks would then read the same forever if they are in sync, because they will exist under the exact same conditions. Of course now we would have to somehow shelter each time piece from influencing each other and even if we could manage to do that the time pieces would still read differently over time simply based on the different events occurring between the matter contained within each clock. This includes minute and undetectable design flaws, minute differences, etc.

I cannot say what exactly leads to the discrepancy between time pieces in Einstein’s theory of Time Dilation. What I am saying, is that the reasons attributed to the perceived events has lead to the wrong conclusions. You can run the test over and over as many times as you like and you will end up with the same results. The experiment is reproducible, with the same outcome every time. This is what being scientifically proven is all about. Most of the time it remains true. The experiment must be testable, repeatable, and have the same results to prove a scientific fact. In this instance, however; we have come to the wrong conclusions. The end results of each experiment appear to be the same, because the circumstances with which the experiments are conducted are relatively the same. The same forces on board a jet will be relatively the same, with any changes remaining undetectable. In the case of the atomic clock, it is so precise that we could never detect a difference unless the conditions were as different as Pluto and mars. On earth clocks are influenced by the same forces, in space, etc. etc. Any differences on influences at the molecular level remaining undetectable and therefor unnoticed.

What I propose, is that it is not a matter of time dilation; since time is not an actual thing. As I said before, it is a ruler for measuring events. If an object were to accelerate towards the speed of light, time does not slow down. The event in which that object is experiencing is happening more quickly relative to other events. Just as a car traveling at 20 mph will take longer to get from point A to point B, than a car traveling at 100 mph. The faster car will get there first. They arrive at their destination at 10:00 am and wait. It is still 10:00 am in the slower car, they just happen to still be driving to point B. Time was not affected, because time is not a thing. It is not tangible, and there is no time particle or wave.

As an object approaches the speed of light it is believed that it will be shredded into pure energy when it reaches peak velocity. I certainly would want to be 100% sure of what would happen before I undertook that experiment. If this object traveled at a speed that allowed it to remain intact, from the earth to the next star and back; what would happen? Lets say the object was traveling at 125,000 miles per second. This means that the object would travel that distance each second. Let’s say the object we are traveling to is 1 trillion miles away.

So we divide 1 trillion miles by 125,000 miles and we get an answerer of:

8,000,000 seconds. 8,000,000 seconds = 133,333.33…minutes = 2,222.22…hours =

92.592… days = How long they will be gone according to earth time.

I am sitting on Earth with a stop watch; waiting patiently for their return. This of course will take another 92.592… days. Round trip they will be gone for 185.185…days before they return to earth. After which time I will ask,”What took them sooooooooo long”?!

Now I know that many who read this may disagree. The common accepted result would be that time would seem to stop for that person, while time back on earth would go soooooooo much faster. Years will have gone by when they return and they will perceive only being gone for the 185 days. This is just not so. Just as a person traveling on a jet from Maine to Florida will get there quicker, than someone driving to Florida from Maine in a car. They will both perceive the passage of time exactly the same. Five hours EST is five hours EST. This is because we have based our units of time measurement on the Earth’s motions. The Earth takes 24 hours to make one revolution, because that is simply how we broke down that event. We could have just as easily broken it up into some other number or unit, rounded if necessary, and then break that scale up into further appropriate units. The fact is that we chose 24 hrs. and it is all we know. Its no different than the millions of people, whom belong to a certain religion; simply based upon where they were born, and who they were born to. Methods and conceptions are passed down from one generation to the next and suddenly the Earth is no longer flat.

The fact remains that, based on the motion of the Earth, our fictional ship will take 185 days to make a round trip; and they will have been gone for 185 days here on earth as well. It does not matter what a clock on that ship says. It is undergoing influences outside of the Earth’s influence. The clock on Earth works accurately, because it was built to keep time on our planet. If we take this same clock off of this planet, then it is no longer an effective tool. That is, unless it is calibrated to work appropriately in its new environment. We can take a clock to mars and use it to keep track of time on Mars, but that time will be based on Earth time, and not Mars time. We will measure the motions of Mars in Earth units. The same is true of anywhere else out in space. Unless there is an exact twin of the Earth out there; one where the gravity, atmospheric pressure, revolution, travel around its star, and so forth is the same; then our “earth based event instrument” (clock) is useless. Either any time we keep track of with it will be based on earth time units, or the clock will not function properly depending on the environment and the forces acting upon it. We can; however, calibrate our earth instrument to handle a new environment. We can also take those earth based units, time our subject, and then present that information in earth time. A day on mars would be represented as taking 1 hr 37 min ETU (Earth Time Units).

Everything in the universe, relative to earth time, takes the same exact amount of time. One event may take place faster than another event, but it takes the same amount of time relative to the events around it. If humanity evolved on some other planet then it is highly likely that our whole system of time keeping would be completely different. Time on this new planet would be based upon that planets motions around its star. Or perhaps our time units would be based on something else entirely. If there is intelligent life out there in the universe, then it is going to be really interesting to hear their concepts, and methods of time keeping. This is assuming that we will even be able to understand their method of time keeping. If we can then it will simply be a matter of figuring out the unit to unit ratios. One earth year would equal some unit of their time keeping method and so forth. This would also work in reverse. They would convert our ETUs into their own units of time.

I have tried my best to convey my conception of time up to this point. Once you have a clear grasp of the logic of time, then my theory of time, will become perfectly clear.
Consider this:

If we view our world in 3 dimensions, why can we not then view time in the same manner. Let us build a simple model of the reality we live in. First, I maintain that the fourth dimension, that of time, also contains dimensions that need to be considered for us to have a true grasp on the concept of what time really and truly is. Consider a void where nothing exists. No matter what so ever. No motion, no atoms, absolutely and completely nothing. Now consider that a line miraculously comes into existence. This line represents the first dimension. The line then evolves, for the sake of analogy, into a planar circle. Ta dah! Now comes the age of the second dimension. Now imagine that this circular plane expands into the third dimension and becomes what is known as a sphere. Now, keep in mind that up until this moment time does not exist. Time involves motion and nothing has moved, up until this point. The object has evolved through the known and accepted 3 dimensions, but it remains in the same place. It cannot be cut up into smaller parts, this is the smallest singular object in a universe of nothingness. So, where does time come in? At the very moment that I asked that question the sphere began to move forward through nothingness on a straight path. The very instant that this sphere began to move forward the fourth dimension of time was born into existence. This is the first motion of time.

Let us label the dimensions we have so far to paint a clear picture.

Dimensions

1) The first dimension = the line

2) The second dimension = the circular plane

3) The third dimension = the sphere

4) The fourth dimension = motion of the sphere in one direction

Now, I know energy must be applied to the sphere to put it into motion so in reality two dimensions of time are born into existence according to my theory and I will explain what I mean by that shortly.

This sphere traveling on this straight line would need energy, some outside acting force to send it in motion, but we are assuming it just began to move forward of its own free will. Now let us consider that this sphere suddenly begins to spin as it moves forward. At this point we have the existence of the fifth dimension.

5) The fifth dimension = motion forward + motion of spin

Now let us consider that this sphere, which is moving forward and spinning, develops a wobble. At this instance the sixth dimension of time has come into existence.

6) The sixth dimension = motion forward + motion of spin + motion of wobble

Finally we will consider the motion of the pulse. As this sphere moves forward, spins, and wobbles, it also begins to pulse. Expanding outward and inward at an indeterminate rate. We really don’t need to know the rate, we only need to consider the fact that it is pulsing.

7) The seventh dimension = motion forward + motion of spin + motion of wobble + motion of pulse

When considering all of this we can conclude that time is, in reality, composed of four dimensions of time. So, what we have are the dimensions of the object composed of 3 dimensions and we have the dimension of time composed of four dimensions of time. There are two parent categories contain sub categories as follows;

Dimensions of Object: The line, the plane, and the object of the third dimension…which is determined by plane…which is determined by the line.

Dimensions of Time: The motion forward, the spin, the wobble, and the pulse.

I want to mention a few more things about the four dimensions of time. First, I have only listed four, because I cannot conceive of any more motions that one object can have without tearing itself apart. Second, once we understand these four dimensions of time, and if they are the only dimensions of time, we may discover what lies beyond these dimensions. It is important to not that the pulse may come first. The second energy is applied to the sphere, that energy moves from the back to the front of the object. This wave of energy that propagates through the sphere causes the back end to initially be moving faster than the front. This will cause the sphere to begin its spin motion. At the same time, this object is also pulsing as the energy begins to reverberate through the object. This could also lead to the wobble as well. So, in reality, all four dimensions of time can all occur at relatively the same instant.

Now, where can we find examples of this in our reality that would lend credence to the theory I have put forth. Well, we can look to the largest objects in the universe. Stars being the largest and the planets that revolve around those stars. We will start close to home. The earth is a 3 dimensional sphere. It is not a perfect sphere but it is a sphere none the less. Let us look at the motion of the earth. It is moving in a line, one direction, around the sun and accounts for our year. As it does so it also is spinning, which accounts for our days. The earth also does wobble, over a span of a few hundred years I believe…you might want to check the time but i assure you that it does wobble. The remaining question is; “Does the earth pulse?” It might, I do not know if anyone has ever looked into that. I am sure that it may be possible, especially when you consider the earth has a liquid outer core. We can look to many of the planets out there and find the same motions. Whether they are more common or not, I do not know. It may be natural for these motions of time to all be found emanating from one object, but gravitational forces from other celestial bodies may change these motions in certain ways. This question needs more consideration.

The sun spins, it is moving in a straight line as a part of the milky way. I do not know if it wobbles or pulses. My point is that many of the celestial bodies abide by these dimensional paths i have laid out. Our own galaxy is moving in a straight line. Does it rotate? It does and that is why it is classified as a spiral galaxy. Does it wobble and pulse? I wouldn’t even dare to say. For that we would need to study the motions of other galaxies like our own. Then we have to consider that on that scale, can we observe those motions that may take hundreds of thousands or even millions of years? Clearly there are questions to be asked.

I would like to point out that these motions only apply to matter. I have yet to consider energy, but these dimensions of time I have described thus far give us the understanding necessary to consider energy events. Perhaps the 8th dimension is an energy dimension that is based on the standing wave. The 9th dimension entails a second wave at a right angle to the first (light wave). Could this light wave rotate? Yes, I believe it can. Can it pulsate? Again, yes it can. This would have to entail a fluctuation in wave length. Can it also wobble as well? Funky, but if light is bent passing by an intense gravitational field then perhaps other forces could cause a wave to wobble as well. This of course would lead us to three more time dimensions. Perhaps the standing wave represents the first dimension of energy, with the second right angle wave being the second dimension of energy. Just as solid matter has dimensions with no motion then could a wave? No, because a wave is only a wave if in motion. I would even go so far as to wonder whether or not we need to consider energy evolving into matter? For a vision of this we can look at string theory and the concept of strings. Perhaps light can evolve into a sub particle, which leads to the proton, neutron, electron, which leads to elements, and so forth. In this case we would have to consider the first five dimensions as energy dimensions which then lead to the next three physical dimensions. I would break this up into groupings of energy dimensions/ energy time dimensions, physical dimensions, and finally physical time dimensions. This would lead us to the reality we know today.

This theory does not exclude the possibility of traveling moving back and forth through different states of the universe (Time Travel). It may be as simple as calculating where the earth was at some exact point in space and then tearing a hole between there and the point in space in which the earth is now. Perhaps if we travel faster than the earth around the sun in the opposite direction we would go back in time. It does not work that way, but logically it would make sense. The key factor here may be the dimensions of time. It is not just enough to orbit the sun in the opposite direction faster than the earth. We also have to take into account the revolution of the earth, wobble, etc. This would lead one to the conclusion that in order to “Time Travel” you would have to figure out a way to account for all the motions of time relative to the two points you wish to travel between. The same would hold true for moving ahead to future events. Yes, I said future. The past, present, and future are simply concepts that we use to grasp events that have taken place, events happening now, and events that could possibly occur in the future. We would then have to assume that either all events that ever will occur have occurred, or the traveler creates the future up to the exact point they visit. Somehow they would skip over all of the events in between and appear at a specified point in a future present. In this process you would have to calculate the position of the earth at some point in the future based upon current rates of earth events. This would be like forecasting and the further you go the less accurate the destination. If you calculated for 10 earth trips around the sun, that would be more accurate than say 10,000 earth trips around the sun. This would be true for both future travel possibilities. In reality the only thing that truly exists is the present. Every event taking place is constantly occurring in the present. I am writing this now, still now, now, now, still hasn’t changed. We live in the present which is a universe where things are in motion and interacting. We make sense of this with the concept of Time and a past, present, and future. I am not stating that this sort of travel is possible, only that it may be possible.

Conclusion

I have brought you all as far as i have come with my considerations. However; i believe in this theory that I have presented to the readers. I believe in it 100%. I feel i have laid out a road map for the rest of the scientific community and even humanity to consider. We do not simply have 3 separate dimensions, and then one fourth dimension of time. In order to truly understand the universe we live in, we must come to the realization that time is composed of dimensions as well. The dimensions of motion. Once and hopefully when this theory is embraced, it may open up a new understanding of the reality we exist in. This theory is about “Events” and not about the tools, or methods we use to measure those events.

C 3/31/2008 by Dennis James Huff

If you are interested in Forex there is a big chance that you have already heard of this brand new Forex Autocash robot. It has taken Internet by storm.

Many Forex gurus and marketers where involved in its launch. Five hours after the launch Forex forums where bombarded with questions related to this software.

I was one of those who bought the robot on the launch day and I am going to give you my feedback on it.

I did have some problems when installing the software but it all turned out to be my fault. I didn’t have the latest version of MetaTrader4.

Finally after the installation process I decided to take a look at the files. There was one Expert Advisor in the package.

The first thing I noticed was that files were coded so, there is no way to change anything. It did not put me off but I normally prefer to have a full control over my trades. There is no way to change files and it means that one will not be able to tweak the software. You will need to leave it the way it is.

The second thing I noticed, right after installing the robot was that there was no “take profit” option. It means that you will need to manually sell for profits. So, it is not actually an autopilot software.

The good thing is that Forex Autocash robot allows its users to set “stop loss” options. Once you start trading you will not lose any money. This option secures your investment.

I started using the software the very same day. The sales page was right I did not lose any money. But as explained above it is impossible to lose money once you have “stop loss” option in place.

The thing is that I didn’t make any money. I was watching both the market and robot waiting for the good time to place ‘’sale order” but it just didn’t come.

I spent another two evenings trying to work out the software and I finally managed to execute some profitable trades. Nothing spectacular but at least I didn’t lose any money.

So, the conclusion is that Forex Autocash robot can make you money once you know what to do. If you are a complete newbie it will not make you rich but at least your money will be safe.

It is a good software if you are looking for an extra income without any risk.

Sam Graham is an experienced Forex trader and the co-author of http://www.forexautocash-review.com when he answers any questions regarding this software.

What is the conspiracy?

It is funny how through propaganda we can be manipulated into doing and thinking things that we know don’t make any sense. Here is a major example of what I am talking about. We all know that debt is bad and that it impedes our retirement. We all know that debt causes financial instability. Most marriages end in divorce and finance (which really is debt) is the main reason for this. So why do we all stand in line to buy houses so that we can build borrowing power and security?

Let’s go back to Finance 101. What is an asset? What is a liability?

An asset is something that puts money in your pocket. A liability is something that takes money out of your pocket.

Now, let’s look at your house. The only thing that your house is putting into your pocket is the ability to borrow more money! Yet, it is taking plenty money OUT of your pocket! So unless your master plan is to buy a big house, live in it, sell the house at retirement and move in with your kids (while you live off the money you sold the house for), I think it is fairly safe to say that your house is not an asset, it is a liability!

Turn the Mind Control Matrix off. Your house is not a good investment!!

Real estate (buying a house, fixing it up and flipping it for a profit or buying rental property) can be a good investment. Buying a house and living in it is not a good investment!! It is a material item, just like anything else. The equity in your house is nothing more than a fixed, low interest rate credit card!

WHAT IS NET WORTH?

Here is an example of “net worth”. John has a paid off $200,000 house. Sally has a paid off $150,000 house. Assuming that neither one of them has any money nor any other debt, John’s net worth is $50,000 more than Sally’s. That means that he is $50,000 wealthier, right? Why is that? It’s because John can BORROW $50,000 more than Sally. Now ask yourself, does that really make sense? When our whole idea of wealth is based on how much one can borrow, it is NO WONDER America is in debt!

If you go to Geechie Dan’s Place, and order a 3 Piece Chicken Meal that cost $4.99. The cashier say’s “That’s $5.24.” and you say, “I don’t have any MONEY but my net worth is $200,000.” What are the chances that you will get the meal? Now, let’s say that I walk into Geechie Dan’s Place and order a 3 Piece Organic Chicken Meal that cost $8.99. The cashier say’s “That’s $9.69.” I have $10 in my pocket, but my net worth is -$16,780,098,001.73. Guess what. I AM ABOUT TO EAT SOME CHICKEN!

NET WORTH DOES NOT EXIST!

It is a figment of your imagination. You can’t buy food with it. You can’t put it in the mission plate at church. You can’t pay your medical bills with it. Net worth for most people is a number that is out there somewhere in space, based on the perceived value of material items. It exists only in your mind! You can’t spend it. The only thing you can do is BORROW off of it.

REAL WEALTH is exchangeable. You can see it. You can touch it. You can LIVE off of it. It buys food, clothes, goods and services. You see, the reason that 97% of Americans get to retirement age and can’t really retire, is not because their net worth is low. The reason most people can’t retire is because they don’t have any MONEY!

The sad thing about this is, the real estate industry is telling people, “Buy a house and build wealth.” The Financial Services industry is telling people, “Increase your net worth. That is the number that you can retire on.” These are bold face lies!! So we Americans put all of our money into what we have been told is an investment, and when we retire, we are left with ONE BIG CREDIT CARD!

But now after saying all of this, don’t take my word for it. Find someone who has a paid off house and ask them how rich their 30 year investment has made them!

Read this very carefully. If you plan on retiring and being financially independent, it will probably be in your best interest to establish a game plan that will get you enough money to retire on at your retirement age. That is your first priority. Once you get that in place, THEN worry about buying a house! Don’t let the propaganda machine “punk” you into buying a house with an ad like this from the BS Bank Of Real Estate:

Stop making your landlord rich! Discover how to stop pouring money down the drain in rent and build a solid financial future by purchasing your own home!

Translation

Stop making your landlord rich! Borrow hundreds of thousands of dollars from US and make US rich instead of your landlord. Build wealth (by that we mean, the ability to come back and borrow more money from us). Then when you retire and you don’t have any money, you can do a reverse mortgage. If you die before the mortgage is up, we will take your house back (which was the plan from the beginning) or make your kids pay the rest of the interest.

Free Your Mind!

BORROWING POWER?

When you take out a home equity loan, all you are doing is borrowing your own money. This is money that you paid in. So, if you didn’t have the money to do what you wanted to, then what were you doing buying a house in the first place? You see, one of the ways that banks get rich, is by getting people to pay them, and then turn around and borrow their own money back and pay more interest! Whole life insurance is another example of this, but that is a whole different sermon.

AM I SAYING THAT YOU SHOULD NOT BUY A HOUSE?

Of course, I’m not. I’m all for ownership. But remember this. A house is a material item, just like a car or a big screen TV. Don’t let it impede your retirement.

There are a select few who can buy a nice house with a payment as low as their rent payment. But nine times out of ten, to buy the house that you WANT to live in, the payment will be about $400 to $600 more per month (especially after you factor in maintenance that you wouldn’t have to pay if you were renting).

So let’s say the difference is $500. $500 per month is about $6000 per year. Let’s say that you decided to WAIT three years before you bought your house. At $6000 per year you could save $18,000. If you were to put that $18,000 into an investment vehicle that made 12% interest, after 30 years (the time it would take you to pay off your house) you would have $576,000. Wait six more years and you would have over $1.1 million dollars! All of this while living in the same house and not investing a penny on top of your initial $18,000 investment. All you did was to wait three years and save your money.

You see ladies and gentlemen, building wealth is not as difficult a task as we make it out to be. It’s very simple! Stay out of debt, and invest your money! But then again, we ALL know this. There is not a person who will read this that will disagree with what I have just written, but somehow, through propaganda and psychological warfare, the diabolical ones have convinced us that what we KNOW to be true, is really false. We in America believe that borrowing (mortgage) is building wealth and security, and investing is dangerous. They play in on our fears to get us to make bad decisions. As long as you think what is bad is good, and what is good is bad, you will always be broke.

CONCLUSION

The American Dream, in the case of Home Loanership, is a tool specifically designed by the rich bankers to keep us “Just Over Broke” and “In Our Class”. Be a good steward of your money. Don’t fall into the trap of Home Loanership.

[Proverbs 22:7] The rich rule over the poor, and the borrower is the slave of the lender.

Until next time,

Free Your Mind!

Cordially,

Matt Mason

Matt Mason is the expert and founder of Free Your Mind Online, which is designed to empower individuals to take control of their finances and achieve REAL wealth. For free info, go to http://freeyourmindonline.net and subscribe to the monthly newsletter.

Unfortunately, the dollars in your pocket are barely worth the paper that they are printed on. Learn to invest in precious metals. Go to http://freeyourmindonline.net/resources/how-to-invest-in-gold.html

Xango officially launched business November of 2002 partnership its corporate headquarters is based in Utah. Xango boasts to be the first to bring to market a mangosteen juice as a healthy supplement to anyones diet. Since the initial launced Xango has experianced success around the world as they have grown into other markets such as Mexico, Hong Kong and the Philippines.

The Product

XanGo Juice harnesses the nutritional power of the whole mangosteen fruit through a potent proprietary formula. Just one to three ounces each day unleashes a concentrated rush of xanthones-a vigorous family of phytonutrients. The best part: sensational flavor that’ll keep you coming back for more and more. To support the discovery and development of a singular dietary supplement with sensational taste, the founders of XanGo referenced decades of mangosteen studies. From ancient beliefs to modern research, the whole mangosteen fruit is regarded for its antioxidant powers and health-enriching attributes.

The Business

Xango has chosen the distribution method of network marketing to brings its products to the end consumer. While many people have poor opinion of the network marketing industry, it is a real distribution method that when applied properly will create good results. Someone can join Xango as a disributor and make money two ways. One through buying the product at resale and selling it at wholesale. The second and most lucrative is by partnership a downline organization of people that in turn do the same. You then receive a portion of the volume accumulated in your group.

The conclusion, Xango is not a scam. Xango is a solid company with a good product that can be marketed. If you have a desire to have product parties, recruit your friends and family, attend hotel meetings, attend home presentations, make cold calls, inventory product and think you have the ability to recruit hundreds into your business Xango may be right for you.

On the other hand if you are looking for more internet based automated systems that do not require the calling and chasing your friends and family than Xango is not right for you.

Joshua Valentine is a top internet marketer who works with industry leaders from around the world. He has a passion for helping others achieve their goals, dreams and aspirations. To learn more about Joshua Valentine and his team of Marketing Mentors Click Here

One day, not long ago, I was looking back on my experiences in the last 5 years and I came to an astonishing conclusion. I worked in a day job for most of my life and the long hours and small hourly rate helped me keep food on the table and keep a dry roof over my families head, however I clung to that fake security for many many years for absolutely no benefit at all. Looking back, I was washed around by the whims of the business owners who I worked for like I was in a turbulent sea.

I worked hard for these companies that owned my efforts for 8 to 10 hours a day 6 days a week. I knew even back then, that my efforts were paid at a fixed hourly rate that gave me a blanket of security, knowing that pay check would be there each and every week. I knew deep down that my efforts and skill was paying them triple or quadruple what I was getting but getting that steady pay check was always somehow a much more valuable proposition to me.

When I pushed my little boat from the shore (for the 5th time mind you, I had tried several business attempts before things started to work for me) I realized this time I would make it work and the following 3 points outline why this final attempt actually did work. Owning your own business truly is the best way to make easy money, because you are not being used by somebody else as leverage. You get direct access to the source of the business, the customer. Corporate money is a different world from hourly paycheck money. The ordinary individual would even feel guilt and consider they are being dishonest for getting so much money for such little time and effort. The average person has no real idea how real money is made because they pin the money they earn to an hourly rate. They cannot distinguish the difference between hourly money and solution money.

Solution money.

In the corporate world, a company that has a need will pay high funds (high funds is another way of saying “pay through the nose”) to get a problem fixed. It is all about the numbers. If you have high funds and you encounter a problem that you cannot resolve that stops you from earning gigantic funds, you are not going to quibble about a few hundred thousand dollars in an afternoon. Solution money is a world apart from hourly money. Solution money has nothing to do with time spent or effort exerted. Solution money is about fixing a problem that you currently have and if you find someone that can fix it for you in 10 minutes, then you will pay. That is how solution money works in the corporate world and that is why your hourly rate is nothing to a corporation earning solution money from employing your efforts.

To make easy money, like just about every single successful corporation on the globe does, all you require is to find problems that wealthy people have and solve them. That is it! Whether it takes you 3 minutes to solve or 10 days does not really make a difference to the asking price you request. Solution money is not time Dependant, but it is value Dependant. So if your solution does the job, it matters little how little time or effort you expended.

Getting away from the hourly pay mindset was the first step to my awakening. You may be wondering how little old you can get access to large paying corporations that have problems but really, that is not the question. The question is what do you have to offer and begin your search in that arena. Remember.,..David kicked Goliaths butt with a sling shot.

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For the absolute beginner, Forex training can take some years. During this time many novice traders stay with a free demo account from an online broker determined to make consistent profits in the demo account before going ‘live’ with hard earned cash.

That approach is certainly cautious and wise. At some point however, it can be advantageous to switch to a mini account, to speed up the learning curve.

Why Switch From Demo To Mini

The reason is this:

No matter how disciplined you are and no matter how seriously you treat a demo account constantly trying to imagine you are trading with real money, a demo account is still a demo account! That has a huge psychological overhead whether you care to admit it or not.

Once you start trading with real money you will realize how different the real world is! But how can you minimize the cost of Forex training and be reasonable in how much you spend on your education?

Enter the mini account! With a pip valued at a dollar or less, and with a minimum opening balance of around 250 to 300 dollars, you can continue your Forex training with low risk.

Notice that expression “continue your Forex training.” Yes, a mini account is still a practice account. That is a good way to view it. What if you open one for 250 dollars and a couple of months later it’s exceeded the margin call (blown in other words)? Then your Forex education has just cost you a little less than 250 dollars (taking into account the small remaining balance).

Obviously you wouldn’t want to do this many times. It could be after blowing a mini account you decide to go back again for a couple of weeks to the demo and fine tune your strategy. Then when you feel confident again, fund your mini with another one or two hundred dollars.

Some may object and think this is a waste. Putting it in perspective, the cost is very small. After all, it’s the cost of your Forex training education. Some persons spend thousands of dollars for a couple of days in a seminar and think nothing of it. One new trader I heard talking to another was asked how much he put in his first account. His reply? “$15,000″. It was gone in a couple of months.

A cautious, one step at a time, $100 at a time approach will be far less stressful on both the nerves and the pocket unless you’ve got money to throw at the wall.

How To Maximize The Mini Account

Now once you have traded successfully in a mini account, bringing the balance up, perhaps doubling or tripling your initial starting balance, you can now really start to maximize the benefits of a mini account.

How?

While strict risk management is crucial, and somewhere between 1 to 2% of your equity should be the maximum risk on any one trade, some Forex training educators suggest making that more like 5 to 10 % when you only have a few hundred in your mini account. This will allow you to start trading in multiple lots.

For example, suppose you build your mini account to $600 and then start to trade with 2 lots. You then set a conservative profit target for the first lot, and a more ambitious profit target for the second lot. As you take your first profit you move your stop up to protect the second lot so you are at least in a ‘can’t lose’ trade from there on.

If the balance drops below $600 then go back to trading one lot until you pass the threshold again.

Once you start trading multiple lots in a mini account using this safety net strategy, your account will begin to grow slowly and steadily.

At some future time, perhaps once you have reached a couple of thousand dollars in your account, you may wish to then implement more stringent risk management principles and go to 1 to 2% of your equity on any one trade.

In Conclusion

This approach may not be appreciated by everyone. It depends on your nature and character. For me, it has helped greatly.

To really start moving forward in your Forex training it is necessary to move from a demo to a mini account at the right time. At the same time it is necessary to get over the fear of trading live.

View the mini account as a Forex training account, fund it very conservatively, switch back to a demo when you feel the need, and aim for raising your balance so you have enough equity to start trading multiple lots.

In this way you can maximize a mini account so it really drives your Forex training to completion.

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