When to Debit and when to Credit?

The most difficult and crucial part of the Double Entry System is to know what information or data is to be entered as a Debit and what information or data is to be entered as a Credit.

I have known students who when they were starting to learn accounting and bookkeeping would start by memorizing what to debit and what to credit.

The danger in this is, if they were to come across an item that they have not come across before and have not memorized it yet, they will not know what to do with it. Do I debit or credit?

Everyone that I have taught bookkeeping, I have always shown them a very simple way to remember this principle of what to debit and what to credit.

All you have to remember is the D in Debit.

Now think of nothing else in terms of debit and credit. Just relate D to DEPOSITS.

Right, now we take the example of the $100 Sales above.

When we receive the $100 cash what will we do?

We would of course DEPOSIT it into the bank. So, we would DEBIT Bank Account and since it is a sale we would Credit Sales.

Is that simple enough?

Expanding on this rule, we now can say, since cash is value, any value coming in would be a Debit.

We have seen the example of a cash sale. Now let us look at a cash purchase or expense.

When we purchase or spend on something, anything, the value coming in would be the item itself since cash is going out.

We therefore, debit the expense item Account and credit Cash Account.

So we would debit, goods purchases, electricity paid, wages and salaries, rental paid.

Sounds easy enough, but what happens when no Cash is transacted.

The rule still applies, but the value in or out no longer goes to Cash Account.

For example, if we were to sell goods to ABC Company on credit and no cash were to come in, we would simply debit ABC Company instead of Cash Account. Here Cash Account is substituted with what is known as a Debtor Account, in this case ABC Company.

In the next article I will discuss on The End Product of Bookkeeping – Final Accounts

My name is Raja Idris Kamarudin and I have more than 30 years experience in Senior Management positions, including as Board Member on Public Listed Companies and Multi National Companies.

I have been involved in accounting and bookkeeping since the 70s and IT since the 80s and have been managing companies for more than 30 years.

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Lung Cancer Deaths are increasing at alarming rates each day due growth rate of people who smokes cigarette. Researchers are constantly trying to find and collect the resources to stop these deaths. There has been numerous developments in the fight against lung cancer.

Recent Developments:

A recent study at the University of Wisconsin-Madison, a group of researcher found that drinking pomegranate reduces the growth of lung cancers when they tested on some laboratory mice. Research leader Hasan Mukhtar, who is a Professor of dermatology at the School of Medicine and Public Health, says that the fruit contains a powerful cancer fighting agents that helps slowdown the growth of lung cancers. This discovery may seem small, but every discover is a step towards the cure for lung cancer.

In the study, abundance of antioxidants that pomegranate contains are main reason for this and it is also known that the pomegranate has been used for centuries as a medicine to cure various diseases.

Other research shows, a natural compound that is available in magnolia has capacity to block off the growth of cancer cells. Researcher and Phd, MD.Jack Arbiser from Emory University School of Medicine, has been studying the compound honokiol, which is found mainly in Japanese and Chinese herbal medicine, and is found to prevent the tumor growth of lung cancer. This could cause less pain and be more effective than traditional chemotherapy. The university is currently trying to get license to use honokiol in the patient so see more results.

An analysis involving a panel of genes will now help doctors to find out which lung cancer patients will have more survival chance or less. By finding out the percentage of survival, the treatment then can be done accordingly. Normally chemotherapy is given to the patient after surgery to reduce the chance of relapse of cancer. Due to complexity of lung cancers, sometimes doctors….. Read More At The Website Below.

Learn More Facts About Lung Cancer – http://www.NonSmallLungCancer.com/recent_advancements.shtml

Conventional therapies are probably the most common form of breast cancer treatment that people are aware of, however, many do not fully realize what they imply. Health care professionals use these treatments because, the best available scientific research has shown them to be safe and effective. But wait… there’s more!

Conventional treatment for breast cancer , as for any other cancer, usually consists of surgery, radiation therapy, or chemotherapy, which aims to attack or remove the cancer. These methods have been scientifically tested, and are constantly being improved in well-designed clinical trials, that explore whether the medicine or treatment is safe and whether it works for a particular disease or medical condition.

So in essence (aside from surgery), there are two other conventional breast cancer treatments which are chemotherapy, and radiation. So let’s explore these two for now… But there is a third.

1. Chemotherapy is a method of treating cancer by using drugs. Often, a combination of chemotherapy drugs is used. Cancer cells grow in an uncontrolled way, and therefore the purpose of chemotherapy drugs is to slow or even stop the cancer cells from growing, multiplying or spreading to other parts of your body. Chemotherapy is a powerful treatment affecting the whole body, therefore healthy cells can also be damaged. This damage to healthy cells causes side effects (like loss of hair etc.). The damage is mostly temporary and the healthy cells will repair themselves. Everyone is different and therefore everyone’s cancer treatment and side effects are different.

2. Next we have radiation therapy. Radiation therapy is the use of a certain type of energy (radiation) from x-rays, gamma rays, electrons and other sources to destroy cancer cells. Other names for this common method of treating cancer are radiotherapy, x-ray therapy or irradiation.

Radiation in high doses destroys cells in the area being treated by damaging the DNA in their genes, making it impossible for them to grow and divide. During radiation therapy, both cancer cells (which are growing in an uncontrolled way) and healthy cells are affected, but most healthy cells can repair themselves afterwards.

Within radiation therapy, there are three types of treatment… external beam radiation therapy, brachytherapy, and systemic radiation therapy. Let’s explore those three:

A. External beam radiation therapy. In external beam radiation therapy, radiation is directed at the cancer and surrounding tissue from a machine outside the body. It is used to treat most types of cancers. External beam radiation therapy is usually done on an outpatient basis, which means you won’t have to stay overnight at the hospital. For many, one treatment is given each day from Monday through Friday and these treatments may continue for several weeks.

Almost everyone who has external beam radiation therapy will have a planning session (simulation) before treatment can begin. The radiation therapist uses a machine called a simulator to set up your treatment. A simulator is not a treatment machine. The most common type of simulator used is a CT simulator. It can take images or scans, which provide a picture of the area to be treated. These pictures help your radiation therapy team plan your treatment and decide how to direct the radiation to your body.

The treatment itself is painless. You will be alone while you are receiving treatment, but your therapists will watch you on a closed circuit television monitor and listen on an intercom. They might come back into the treatment room to adjust the machine’s position from time to time. If you need to, you can call out or signal to them. They can stop the treatment and assist you. External beam radiation therapy doesn’t make you radioactive, and it is safe for you to be with other people right after your treatment.

B. Brachytherapy. Brachytherapy makes it possible to treat the cancer with a high total dose of radiation in a concentrated area in a short period of time. In brachytherapy, sealed radioactive sources are placed in the body, in or near the cancer. A sealed radioactive source is often called an implant.

The different ways of placing the implant in the body are…

Interstitial, where the implant is placed right into the tumor (for example, into the prostate).

Intracavitary, where the implant is placed in special applicators inside a body cavity (for example, inside the cervix).

Intraluminal, where the implant is placed in special applicators inside a body passage (for example, inside the esophagus).

Surface or mold where the implant is placed on the surface of a tumour (for example, on the eye).

If you have brachytherapy, you will need to be at the hospital for several hours or longer. Having an implant inserted is usually done in a hospital operating room using a local or general anesthetic. Imaging tests, such as an ultrasound or a CT scan, may be used to make sure the implant is placed correctly, and computers are used help calculate and plan treatment.

Implants come in different shapes (in the form of seeds, needles or wires) and can contain different radioactive materials. Implants can be permanent or temporary.

A permanent implant stays in place forever. The implant (sometimes called a seed) releases small doses of radiation slowly over a period of time, until the radioactivity gradually fades away.The radiation affects only a very small area around the implant, and there is little danger of it affecting other people. You may, however, need to take certain safety measures for a period of time.

A temporary implant does not stay in place forever. If you have a temporary implant, part of the process will be to have special applicators (such as hollow tubes) placed in the body. These are used to deliver the radiation sources. Temporary implants can be either low-dose-rate or high-dose-rate:

If you have low-dose-rate therapy, you may need to stay in the hospital for a few days. Once the applicator is in place, the radioactive sources will be inserted into it. Once they are inserted, you will need to stay in a special room in the hospital or cancer centre. Hospital procedures are in place to protect hospital staff and visitors from the radiation.

The radioactive implant delivers the dose slowly during your stay. You will not feel the treatment as it is being given, but if an applicator is holding the implant in place, you may find it somewhat uncomfortable. Depending on where the applicator is placed, you may have to stay in bed and lie still to keep it from shifting. If you need it, you may be given some medicine to help you relax or relieve pain. When your treatment is done, the radioactive sources and applicator will be removed and it will be safe for others to be with you. This will likely be done in your hospital room and you won’t need anesthetic. The treated area may be sore or sensitive for some time.

If you have high-dose-rate therapy, it may be done on an outpatient basis. Once the applicator is in place, it can be attached to a machine that is able to give high doses of radiation. The machine sends the radioactive sources to specific spaces within the applicator. Treatment takes a few minutes and once it is finished, the radioactive sources go back into the machine. You are not radioactive. Depending on the area being treated, you may have one to six sessions over a period of time. The only time that you are kept away from other people is during the actual treatment. Once your treatment is completely finished, your applicator will be removed. An anesthetic is not usually needed and most can be taken out right in your hospital room. The area that has been treated may be sore or sensitive for some time.

C. Systemic radiation therapy is when the radiation source is given as a liquid (either as a drink or in capsules that are swallowed) or by injecting it into a vein (an intravenous injection). The radiation source travels throughout the body.

If you have systemic radiation therapy, you may need to stay in a special room in the hospital for a number of days after the radioactive sources have been swallowed or injected. Some of the radioactive sources will leave your body through body fluids such as saliva, sweat and urine. Most of the radiation is gone from your body within a few days, but until the high levels of radioactivity are gone, you may have to take certain safety measures or precautions.

The therapy itself isn’t painful, and you can’t feel the radiation traveling throughout your body. If you are given a drink or capsule, it will be like swallowing any other type of medicine. It doesn’t have a strong taste or smell. If your treatment is given by intravenous injection, you will need to have a needle. Some people find this uncomfortable, but after the needle is inserted, the treatment itself isn’t painful.

Systemic radiation therapy can sometimes be given on an outpatient basis. Although you may not need to stay in the hospital, you may still need to take certain safety measures at home. Your radiation therapy team will talk to you about what you need to do.

There is another form (the third form) of breast cancer treatment which is rapidly becoming very popular… and that is alternative therapies.

More and more people want to know about alternative therapies, and wonder whether using them would help in their cancer experience. The decision to use a alternative therapy is a personal one, but if you are thinking about trying an alternative therapy, be sure to make an informed choice. The best types of informed choices is other people’s experiences through books etc.

There has been very little scientific research done on alternative therapies, so we often don’t know whether they are safe and we don’t know whether or how they help people with cancer. Whether a therapy is considered to be complementary or alternative depends on its purpose or how it is used.

Complementary therapies are used together with conventional treatments. They may help people cope with the disease, its treatment or side effects, rather than treat the disease itself. Many people say that they have been helped by these therapies, but research is needed to understand if they are safe and effective.

An example of a complementary therapy is using meditation to help with stress or anxiety during radiation therapy.

Alternative therapies, however, are used instead of conventional treatments. Alternative therapies are not part of conventional treatments for cancer because they have not been scientifically proven to be safe and effective. An example of an alternative therapy is using a special diet to treat cancer instead of undergoing chemotherapy or another conventional treatment.

Jon G. Michel, founder of the exclusive cancer help resource, Cancer-Help-Treatment.com, is a regular contributor to articles on health issues. For more exclusive information on cancer consider visiting here!

Parents should begin saving money early for their children’s college education because of the high costs and expectations that parents will pay part of the costs associated with the education. Several stock mutual funds are recommended.

Here’s a question that’s as pleasant to consider as a fraternity hazing: How will you come up with the money to send your child to the campus of his or her choice? If you’re like most Americans, your answer is probably loans–unless you start saving and investing more effectively. According to a recent MONEY poll, fully 87% of U.S. moms and dads expect their kids to go to college. But nearly half of them, 47%, have not yet stashed away any money to cover the costs, which currently run an average of $7,118 a year for tuition, fees, room and board at four-year public schools and $18,184 at private universities, according to the College Board. And at the current growth rate of 5% a year, the cost of a four-year degree is projected to rise to $73,834 (public) and $188,620 (private) for a child born in 1997.

The survey of 1,118 adults with children, conducted by ICR of Media, Pa. (margin of error: plus or minus 2.9 percentage points), also provides a wake-up call for parents who say they are saving for their kids’ college costs. More than half stash their savings in unwise college investments, such as certificates of deposit. And nearly a quarter of parents who are saving are putting away a paltry $500 or less a year for each child.

Yes, your child can lessen your burden by working part time and by pursuing scholarships (see “Strategies That Can Cut Costs 30% or More” on page 126). But financial experts say that the average parent should be prepared to pick up at least a third of total college costs.

If your child is in high school and you haven’t saved enough, check out our advice on page 138 on borrowing for college. If your children are younger, however, the sooner you start to save, the better. For example, Richard and Deborah Winters of Milford, Conn. (pictured at left) began putting away col- lege money for son Kyle, 4, when he was six months old and for daughter Kar- lie, 2, when she was 1 1/2. Oakland registered nurse Iris Winn (pictured on page 139), a late starter, now stashes a whopping $12,000 of her $70,000 annual salary into college savings for her daughter Monique, 15.

But whenever you start your savings regimen, you can maximize your dollars by planning and investing wisely. Later in this article, we suggest investment strategies for families with college-bound children. But before you get to the specific advice, study these basic rules–the dos and don’ts of smart invest- ing for college:

–Do set family goals. You must first figure out how much you need to carve out of today’s spending for tomorrow’s college costs. To do this, you can use the savings calculators included in popular software such as Quicken, online services like MONEY’s college savings calculator (http://www.pathfinder .com/cgi-bin/Money/collsave.cgi) or free worksheets offered by brokerages and mutual fund companies, including Charles Schwab (800-435-4000) and Fidelity (800-544-8888).

“Parents and children should work together to make sure they are focused on the same goal,” says James Pearman of Fee-Only Financial Planning in Roanoke. “That way, you can face tough questions early on–for example, what to do if you are planning to pay for 75% of tuition at an in-state public school and your child wants to go to Harvard.”

–Do start saving early. Every year, as your investment principal grows, so do the earnings on your money. The lesson is simple: Don’t put off investing.

–Do invest in stock mutual funds. According to the MONEY poll, parents saving for college have plowed 53% of their education investments into low-risk–but low-interest–CDs and savings accounts at banks and money-market mutual funds. The parents have invested only 23% of their money in stocks and stock funds. That’s a serious mistake. While stocks carry some risk, they are your best bet for making your money grow over five years or more.
Since 1926, stocks have gained an average of about 11% a year, more than any other type of investment. Moreover, you can’t count on bank account and CD yields to keep pace with tuition hikes.

The safest, easiest and most disciplined way to invest in equities is through mutual funds. Not only do funds offer diversification but many will also waive initial investment minimums if you make automatic deposits every month, typically as little as $50 or $100. To avoid having any money siphoned off in commissions, stick with no-load funds like the ones we name in this article.

–Don’t neglect saving for retirement. Planning for your child’s education should not sidetrack you from making regular contributions to your own 401(k), IRA or similar tax-deferred retirement account. You simply don’t want to miss the chance to make the most of the tax-deferred gains available in such accounts. And retirement assets won’t affect your eligibility for federal need-based college financial aid.

–Don’t invest in esoterica. From time to time, you may encounter sales pitches encouraging you to save for college with investments such as annuities or cash-value life insurance. Both defer taxes on your investment earnings but at the price of costly withdrawal rules. Many deferred annuities, for example, charge penalties of 7% or more if you need to take out money within seven years of making your investment. Tempted to buy zero-coupon Treasury bonds, which recently yielded 6.6%? They can be fine investments–as long as you buy ones that will be redeemed when you need the money. If you have to sell a zero before maturity, you may lose principal if interest rates have risen since you bought it. Prepaid-tuition plans, another way of building up college savings, can make sense if you’re too nervous to invest in stocks (see the box opposite).

–Don’t put your money in your child’s name if you hope to get financial aid. College financial aid formulas generally require a child to contribute 35% of his or her assets toward costs, but parents typically need to put up no more than 5.6% of their savings.

With those basic dos and don’ts at the heart of your investment strategy, here are moves to make, based on your kid’s age:

If your child is 13 or younger, you have enough time to weather any short-term stock market squalls. Investment strategists therefore recommend that you put 75% to 100% of your college savings in stock funds, depending on how much risk you can tolerate, and the rest in such fixed-income investments as bonds and bond mutual funds. You might start your savings program with a fund that holds shares of large and mid-size companies with consistent earnings gains and strong growth potential. Financial planner Michael Zabalaoui at Resource Management in Metairie, La. suggests Oakmark (up an average of 25.13% annually for the three years that ended June 30; 800-625-6275). Pearman recommends Vanguard Index Value (up 25.46%; 800-851-4999). Both funds seek out undervalued equities and bear below-average risk, according to fund ranker Morningstar.

After you have accumulated $5,000 in your starter portfolio, you can move as much as a third of your holdings into small-company and international stock funds, which offer the prospect of juicier returns but also carry greater risk. For funds specializing in shares of small companies, Zabalaoui favors Berger Small Cap Value (up 22.6%; 800-333-1001). Among international funds, he likes Janus Worldwide (up 24.7%; 800-525-8983).

If your child is 14 or older, reduce risk to safeguard savings. Zabalaoui recommends getting at least 50% of your money out of stocks by the end of your child’s freshman year and moving all of your college savings for that child into short-term bonds, fixed income and cash by the end of her sophomore year. To keep risk low, most investment experts prescribe short- and inter- mediate-term bond funds, which will add more pop to your total return than CDs or U.S. Savings Bonds. Pearman likes Vanguard Bond Index Intermediate-Term (up 8.62%; 800-851-4999). The fund shuns high-risk bonds and has an extremely low annual expense ratio of about 0.2% of principal, enabling more savings to go toward your child’s college costs.

Marc Sylvester is expect based in Edison, NJ. He holds expertise in the banking and finance sector and is a conultant to leading business houses.

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http://www.imdollar.com

Research shows significant selectivity against no less than 12 cancers including colon lung breast pancreatic lymphoma liver the list goes on …, says a report.

Independent research was conducted by the department of chemistry and pharmacognosy, school of pharmacy and pharmacal sciences at Purdue University in West Lafayette Indiana USA.

Explaining the workings of the substance, a spokesman and pharmacologist in Purdue’s research says: “Cancer cells that survive chemotherapy can develop resistance to the agent originally used as well as to other, even unrelated, drugs. This phenomenon is called multi-drug resistance (MDR).
“One of the main ways that cancer cells develop resistance to chemotherapy drugs is by creating an intercellular pump which is capable of pushing anticancer agents out of the cell before they can kill it. On average, only about two per cent of the cancer cells in any given person might develop this pump-but they are the two per cent that can eventually grow and expand to create multi-drug-resistant tumours. Some of the latest research on acetogenins reported that they were capable of shutting down these intercellular pumps, thereby killing multi-drug-resistant tumours.”
Purdue researchers also reported that the acetogenins preferentially killed multi-drug-resistant cancer cells by blocking the transfer of ATP-the chief source of cellular energy-into them. A tumour cell needs energy to grow and reproduce, and a great deal more to run its pump and expel attacking agents. By inhibiting energy to the cell, it can no longer run its pump.

When acetogenins block ATP to the tumour cell over time, the cell no longer has enough energy to operate sustaining processes-and it dies. Normal cells seldom develop such a pump; therefore, they don’t require large amounts of energy to run a pump and, generally, are not adversely affected by ATP inhibitors. Purdue researchers reported that 14 different acetogenins tested thus far demonstrate potent ATP-blocking properties. They also reported that 13 of these 14 acetogenins tested were more potent against MDR breast cancer cells than all three of the standard drugs (adriamycin, vincristine, and vinblastine) they used as controls.

The results on this research have been listed in Pubmed The National Library of Medicine and The National Institutes of Health.

A spokesman for triamazon stated, “This has been a long time in coming, and shows that this all natural drug Triamazon is far superior as there are no side effects no drug interactions is non toxic and safe we are delighted this breakthrough in natural alternative medicine has been born and because Triamazon is of natural non-patentable substances this means its very affordable and will be within the reach of anyone suffering from cancer, the study concludes.

Submitted by: Andrew Harris

Andrew Harris. info@triamazon.com

JPMorgan Chase and Co. is a leading banking as well as financial provider. Chase offers its customers both small and large business banking, investments and insurance as well as personal banking facilities.

Chase Manhattan has come up with the Chase Platinum Credit Card that offers its privileged cardholders significant rewards programs and maximum value.

Benefits Of The Card

If you are on the lookout for a credit card that comes with a low interest rate and a good rewards program, then the Platinum Visa Card is suitable for you.

The card has a 0% introductory annual percentage rate (APR). The introductory offer on APR usually continues for 12 months but ultimately it depends on your balance transfers, purchases and credit background. With the termination of the introductory period, a regular APR of 14.24% sets in. The card comes without any annual fee and provides a flexible rewards program.

The card gives you the opportunity earn one point for spending every dollar on purchases. Your points can add up to 60000 each year. The points are redeemable for a time-period of five years from the date of accrual. You have the liberty of converting your points into select merchandise or can ask for cash back. You also have the scope of trading in your points for gift cards or for meeting travel expenses.

Other Benefits

The Chase Platinum Credit Card offers a free of interest grace period that lets you pay your full bill per month. The card further allows certain platinum benefits, like free online access in order to let you make monthly payments, view your account, available credit and outstanding balance.

The cardholder must keep in mind that the credit card makes use of a costly method of computing balances and is thus unsuitable for the cardholder if he/she plans to carry a balance. Even if you desire to carry an occasional large revolving balance, the card will not be appropriate for you, as the card uses the “Two Cycles Average Daily Balance” method for determining the finance charges. This costs more in comparison to the “Average Daily Balance” method that is used by most of the other credit card issuers.

The free travel services of the credit card include $500000 Worldwide Travel Accident Insurance and auto rental insurance. The facilities of the Chase Platinum Credit Card are convenient for dependable consumers seeking a decent credit card with an excellent rewards program.

Added Advantages

The Chase Platinum Credit Card like most of the other credit cards, offer its customers different Internet account related services, no liability for unauthorized transactions, and extended warranty for purchases.

The card also provides emergency card and cash replacement, lost and stolen card reporting, a financial statement at the end of the year and other facilities to the cardholder. However, it is essential to go through the restrictions, exclusions and limitations that are applicable.

Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card – Compare Credit Card Offers with Credit-Wisdom.com – Unraveling the best in Personal and Business Credit Cards.

Nike shoes are actually made in Asian and the fakes are so close to real reproductions that it really takes a pro to tell the real quality.

Imitation, counterfeit and replicas. I am sure you have came across one or more branded items which are related those those 3 awful words. I don’t really mind imitations for some items. But for shoes, watches and purses, I definitely have to go for the real thing.

Imitation are becoming quite rampant online nowadays, you can’t stop these cheap dudes from creating more cheap imitation, but you can certainly educate yourself.

Before you buy Nike shoes online or on eBay, make sure you go through this suggestions several times (at least once):

• First thing first, eBay feedback is there for you to check the seller history. Amazingly, some rip-off guy can manage to achieve 100% positives. So, you need to look closely for any neutral, negative or any unusual positive feedback comments.
• Scan through the shipping terms very carefully. See if they mention if the Nike shoe is authentic. More often than not, the seller will say it’s original. But some seller don’t have the idea really, it’s not their fault. See where the seller is from. If he is from Asia, be extra cautious.
• If the pair of Nike shoes are being sent from China, Hong Kong or Philippines, a big potential is it’s gonna be fakes.
• For some weird reason, seller of fakes do not stock USA size 9 or 13. Most of the time, fake Nike shoes will not fit true to the size because they run about half a size smaller than usual. Take heed.
• Nike shoe sole should be made of real BRS 1000 rubber. It feels rubber! Sole of fake Nike shoes feels very much like plastic and slippery.
• Most fakes won’t come with original Nike shoe box. If the seller says they will not be shipping the box to save you on postage, be very suspicious. Shoe boxes although weight a little, but I am sure you will want to get the original sturdy Nike box as well to keep, unless you are just a fake Nike fan.
• If they do come with the shoe box, fake Nike shoe box made of cheap cardboard easily falls apart. Authentic Nike shoe boxes are actually very sturdy. But too bad, you can only realize this after you receive the shoes.
• And as always if the price seems too good to be true, it probably is.
• Every authentic Nike shoes come with a unique SKU numbers. This SKU number should be on the box and on the label inside the shoes. They should match exactly the same.

Jenny How is a full time eBay Powerseller. She has been earning a living from eBay since 3 years ago after a surgery which left her with facial paralysis. She publishes free eBay tips and practical guides on how to sell on eBay

More in depth articles and tips posted at her site: http://www.jennyhow.com

Studies on whey demonstrate it’s an even better protein supplement than previously thought. Although whey protein’s health benefits have only recently been elucidated, the use of whey protein for medicinal purposes has been prescribed since the time of Hippocrates. In fact, there are two ancient proverbs from the Italian city of Florence that say, “If you want to live a healthy and active life, drink whey,” and, “If everyone were raised on whey, doctors would be bankrupt.”

In previous issues, we’ve chronicled the extensive research showing the many potential health benefits of whey protein concentrate. The majority of that research was done in the 1980s and early 1990s, and was extremely persuasive. Scientists have continued their research on whey proteins with even more impressive results. What follows is some of the more current, interesting and useful research on whey proteins.

Whey and Cancer

Additional studies have been done on animals regarding cancer-causing chemicals to see what effects whey protein concentrate would have on cancer prevention or treatment. Scientists fed rats various proteins and then subjected them to the powerful carcinogen dimethylhydrazine.

As with the previous research, the rats fed whey protein concentrate showed fewer tumors and a reduced pooled area of tumors (tumor mass index). The researchers found whey protein offered “considerable protection to the host” over that of other proteins, including soy.

1. Even more exciting, in vivo research on cancer and whey showed whey protein concentrate inhibited the growth of breast cancer cells at low concentrations (Baruchel S. and Vaiu G., Anti Cancer Research, 1996). Finally, and most importantly, a fairly recent clinical study with cancer patients showed a regression in some patient’s tumors when fed whey protein concentrate at 30 grams per day.

2. Whey and Glutathione

This new research using whey protein concentrate led researchers to an amazing discovery regarding the relationship between cancerous cells, glutathione (GSH) and whey protein concentrate. It was found that whey protein concentrate selectively depletes cancer cells of their glutathione, thus making them more susceptible to cancer treatments such as radiation and chemotherapy.

It has been found that cancer cells and normal cells will respond differently to nutrients and drugs that affect glutathione status. What is most interesting to note is the fact that the concentration of glutathione in tumor cells is higher than that of the normal cells that surround it. This difference in glutathione status between normal cells and cancer cells is believed to be an important factor in cancer cells’ resistance to chemotherapy.

As the researchers put it, “Tumor cell GSH concentration may be among the determinants of the cytotoxicity [poisonous to cells] of many chemotherapeutic agents and of radiation, and an increase in GSH concentration appears to be at least one of the mechanisms of acquired drug resistance to chemotherapy.”

They further state, “It is well-known that rapid GSH synthesis in tumor cells is associated with high rates of cellular proliferation. Depletion of tumor GSH in vivo decreases the rate of cellular proliferation and inhibits cancer growth.”

The problem is, it’s difficult to reduce glutathione sufficiently in tumor cells without placing healthy tissue at risk and putting the cancer patient in a worse condition. What is needed is a compound that can selectively deplete the cancer cells of their glutathione, while increasing, or at least maintaining, the levels of glutathione in healthy cells.

This is exactly what whey protein appears to do. In this new research it was found that cancer cells subjected to whey proteins were depleted of their glutathione, and their growth was inhibited, while normal cells had an increase in GSH and increased cellular growth.

These effects were not seen with other proteins. Not surprisingly, the researchers concluded, “Selective depletion of tumor GSH may in fact render cancer cells more vulnerable to the action of chemotherapy and eventually protect normal tissue against the deleterious effects of chemotherapy.” The exact mechanism by which whey protein achieves this is not fully understood, but it appears that it interferes with the normal feedback mechanism and regulation of glutathione in cancer cells.

It is known that glutathione production is negatively inhibited by its own synthesis. Being that baseline glutathione levels in cancer cells are higher than that of normal cells, it is probably easier to reach the level of negative-feedback inhibition in the cancer cells’ glutathione levels than in the normal cells’ glutathione levels.

Whey and LDL Cholesterol

The positive health benefits of whey protein concentrate does not end with its effects on immunity and cancer prevention and treatment. Whey protein concentrate also was found to be a potent inhibitor of oxidized low density lipoprotein cholesterol. Current research suggests that the conversion of LDL to oxidized LDL is the trigger that leads to atherogenesis… the formation of the plaque and lesions associated with atherosclerosis.

Therefore, any substance that prevents the oxidation of LDL is thought to be anti-atherogenic. Though animal-based proteins have traditionally been implicated as being pro-atherogenic, whey proteins appear to be an exception to the rule. whey protein is made up of several minor and major fractions, such as beta-lactoglobulin, alpha-lactalbumin, albumin, lactoferrin and immunoglobulin. It was discovered that the minor constituent responsible for the ability of whey protein concentrate to prevent the oxidation of LDL appears to be the lactoferrin fraction of the protein.

3. Lactoferrin In Whey

When the lactoferrin was removed from the protein, the ability of the whey-protein concentrate to prevent LDL oxidation was greatly reduced, leading the researchers to speculate, “Our results suggest that LF (lactoferrin) is the main factor responsible for the inhibitory effect of whey protein (on LDL) and it may function synergistically together with other factors in the whey protein, for example, alpha-lactalbumin.”

Another study using rats examined the effects of whey protein concentrate and casein on cholesterol and the risk factors of heart disease. Though casein (another milk-based protein commonly used in research) is known to raise cholesterol in humans and animals, whey protein has the opposite effect, leading the researchers to note, “At the high dietary protein level [300 gram per kilogram of feed] , whey protein significantly lowered plasma and liver cholesterol and also plasma triacylglycerols.”

4. The cholesterol-lowering effects of whey protein concentrate in this study also was associated with a reduction in LDL cholesterol. Most interesting was the fact that this effect on cholesterol was not seen when the animals were fed amino acid mixtures that simulated whey protein, so it is clear that there are properties within the whey that have these effects beyond that of its amino acid profile.

Whey and Bone Growth

Finally, whey protein appears to play a direct role in bone growth. Researchers found that rats fed whey protein concentrate showed increased bone strength and bone protein such as collagen. This discovery led researches to test whether or not whey protein directly stimulated osteoblast (bone cell) growth in vitro.

Whey protein was found to stimulate, dose dependently, total protein synthesis, DNA content, and increased hydroxyproline contents of bone cells.

5. It should be noted that not all whey protein concentrates are created equal. Processing whey protein to remove the lactose and fats without losing its biological activity takes special care by the manufacturer. The protein must be processed under low temperature and low acid conditions so as not to “denature” the protein. Maintaining the natural state of the protein is essential to its biological activity.
These research findings, combined with the previous decade of study on whey protein, should convince anyone that whey protein concentrate is truly the life-extension protein.

Higher Glutathione Levels and Whey

A decade-and-a-half of findings on the benefits of whey protein are far-reaching.

Previous Studies Include The Following:

Whey protein concentrate dramatically raises glutathione levels. Glutathione is an essential water-soluble antioxidant in the body that protects cells and serves as a primary detoxifier of harmful compounds such as peroxides, heavy metals, carcinogens and other toxins.

Glutathione also is intimately tied to immunity, and reduced glutathione levels have been associated with disease such as AIDS, atherosclerosis, Alzheimer’s disease and Parkinson’s disease, to name only a few. In fact, glutathione levels appear to be one way of modulating immunity.

6. Whey protein concentrate was found to consistently raise this extremely important immune stimulating antioxidant beyond that of any protein studied (including soy) to higher than normal levels in multiple animal studies.

7. A small pilot study with HIV-positive men who were fed whey protein concentrate found dramatic increases in glutathione levels of all the study participants, with two out of three men reaching their ideal body weight.

8. In fact, there have been several U.S. and international patents granted for the treatment of AIDS and improving immunity with whey protein concentrates.Whey protein improves immune function and fights infections. Animals fed whey protein concentrate consistently showed dramatic enhancement of both the humoral and cellular immune response to a variety of immune challenges, such as salmonella, streptococcus pneumonia 9 and extreme cancer-causing chemicals. This effect on immunity was not seen with other proteins. So proof Whey protein concentrate fights cancer!!

http://www.the-health.com

As a 44 year old adult male, I have had a lifetime of experiences, as has anybody my age. The one fact that makes me different than a person who does not suffer from depression is my little friend who has followed me my entire life telling me…I wasn’t good enough or I do not deserve that. It is incredible how those two phrases can creep into your psyche and dominate every aspect and experience of your life.

At the age of 43, that stupid little voice and its cloud of darkness finally caught up to me. I completely lost everything; my business, kids, marriage, home, money, health, and any sense of self worth. I spent my entire life running from that voice and what it was telling me; to the extent that there are entire blocks of my existence that I do not remember. I was so afraid of what might happen to me, that I spent every waking moment running away from my fears. To those on the outside, I was driven, but to me I was just scared.

Six months ago I got tired of running, and the voice and its darkness caught up to me. My past collided with the present and the resulting mushroom cloud left me completely open and unprotected. At that point it became completely clear to me that it was time to stop running and instead turn and fight. I am now at D-Day plus six months and although their are many hurdles that lie ahead of me, turning off the outside and internal noise and moving one step at a time, the future has never looked brighter.

The one thing I have learned is once you make a conscious decision to stand up for yourself, that little voice of darkness and negativity is nothing more than static noise. Depression can be beat. You may be all alone with your thoughts but just remember your not alone and there is an entire fraternity of people who have suffered pulling for you.

Cory Johnson is 44 years old experiencing a mid-life transformation. He has suffered, as early as his late teens, from Post Traumatic Stress Disorder and Depression. At every juncture in his life the black cloud of PTSD and Depression have followed him like a shadow. At every major milestone in his life, even the birth of his three children, there has been this veil of darkness that made joy and happiness seem unattainable.

Originally from New York, he moved to Phoenix ten years ago to escape the circumstances that help seed his PTSD. He was able to keep the voices of depression at bay while he started a business. One that ultimately provided a life for he and his family that he had always hoped for.That is until five years ago when his best friend and mentor passed away from a very rare and aggressive form of cancer. From that point on, the issues of the past collided with the present and he began a very slow and painful slide into the black hole of despair. The pain of depression manifested itself in the form of Fibromyalgia, Chronic Fatigue Syndrome, and IBS..The slide culminated with him losing everything; his business, marriage, kids, home, money, health, friends and any sense of true self worth, meaning and direction.

March 2008 saw something snap in Cory and he decided to dedicate himself to helping those who suffer from any mental disorder realize that with help, dedication, and determination; health and prosperity are available to anyone, including “crazy people”

As he starts his journey of rebirth, he is going to continually write articles chronicling his progress as he moves from a life of darkness and fear to one of happiness and enlightenment.

http://www.phoenixrising-online.com
http://www.phoenixrising-online.com/blog

Asbestos fibers can cause a variety of dangerous diseases, including asbestosis, pleural plaques, lung cancer, and mesothelioma. Research shows that the ingestion or inhalation of these fibers causes damage to the lungs and the development of cancer over an extended period of time. When the human body inhales an irritating substance, the body normally produces mucus to surround the irritant. Using its own natural defenses, the body would then cause a person to cough in order to expel the mucus and irritant. Another method of ridding the body of the irritant is known as phagocytosis and occurs in the immune system.

The fibers that are not successfully expelled stay inside the lungs and begin to cause scarring. The presence of this irritant leads to larger problems over time, developing into lung cancer and asbestosis. As the fibers work their way into the lining of the lung, they irritate and seriously damage the surrounding cells. This irritation causes the body to surround them with calcium, which in turn causes pleural plaques. It is this specific condition that slowly leads to the development of mesothelioma. If asbestos is swallowed, mesothelioma may develop in the abdominal lining.

Types of asbestos fibers

Asbestos fibers come in two varieties: amphiboles and serpentines. Amphiboles are long needle-like fibers that do not break down easily and remain in the body tissue for many years. Serpentine fibers have more of a corkscrew shape. These fibers break down more easily, but are still a very strong irritant.

Asbestos has been used in industrial jobs since the late 1800s. Although it has been known for many years that the substance caused disease, it was still used extensively until the 1970s. The effects of asbestos exposure do not appear for several decades, so many years past before the connection between asbestos and the development of cancer was truly understood. Many victims of asbestos exposure are between 50-70 years old and have just recently been diagnosed with asbestos-related diseases.

People who work in insulation jobs, asbestos factories and mining, the heating trades, shipbuilding, brake repair, and construction are all at high risk for asbestos exposure. During World War II, hundreds of thousands of military and civilian workers were exposed to asbestos as they worked in shipyards and factories to supply our country with military equipment.

Protecting your legal rights

While asbestos use has been greatly reduced over the past decade, it is still being used in the manufacture of some fire safety products. It also remains a threat to people renovating older buildings and those working in buildings that contained asbestos in the past. If you have suffered from asbestos-related diseases, such as mesothelioma, contact a mesothelioma lawyer immediately to discuss your legal rights.

Joseph Devine